In case anyone was wondering if the Wowio Free iPod Shuffle promotion was legit, FedEx just delivered this to my door:

Please don’t ask for referrals in the comments. It’s a free and useful service, bring it up tonight to your friends when you go out 🙂

Here is a potentially free FICO score and report for students that are willing to endure a 15-minute spiel, but it appears to be limited to the first 5,000 people. I’m running behind on a project, so let me know if it works 🙂 Thanks TK.

We’ve arranged with the Fair Isaac Corporation to pick up the tab on the first 5000 students who want to check their credit score. That’s right. It’s absolutely free.

So enter your info below to start. We’ll take you through a 15 minute tutorial on credit basics, credit cards, and building your credit. Once you’ve completed this 15 minute lesson, you’ll receive a free code and a link to MyFICO.com. Once you’re there, drop the code into the discount box and save yourself the $15.95.

SunRocket VoIP is currently offering 2 years of phone service for $199, expiring tomorrow (3/28). If you miss it, this “special” seems to come around once every few months. I’ve been using SunRocket instead of a landline for well over a year now now and I remain very satisfied for the price (I paid $199 for the 1st year and $99 for the 2nd) – check out my SunRocket Review for details. There have been no added or surprise fees.

Added: You can also get two years for $229 from ViaTalk VoIP.

Citibank has a new online savings account called the Ultimate Savings account. (It’s not the ultimate savings account.) It varies from their e-Savings Account noted in my online savings account comparison in the following ways:

1. You don’t need a linked checking account; It can stand alone, unlike the e-Savings Account.
2. The interest rate is slightly lower, at 4.65% APY instead of 4.75%.

There is no minimum balance and no monthly fees. Citibank is offering a $50 bonus for signing up if have never had any bank accounts with them before. Since you only get one, also consider this $100 bonus for opening a Citi e-Savings + Checking combo with at least $5,000.

Also note that it Citibank usually does perform a hard credit inquiry with account openings (for no good reason). So it may or may not be worth it. I used to have a Citi checking account, so I’m out. Thanks Tanyetta for the tip. Fine print:

$50 Offer is only available for first-time Citibank deposit account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible. To qualify for this offer you must apply for and open a new Ultimate Savings Account by 04/30/2007. $50 will be credited to your Ultimate Savings Account within 90 days from the end of the statement period in which your account was opened.

It appears that you can sign up for up to 4 free years of one of these magazines via this Mags4Less link. Add the magazine your cart, select up to 4 years in length, scroll down and enter code “1free“, and checkout without registering. You shouldn’t need to even enter your real name or credit card number. I didn’t.

Options include Latina, Maxim, Working Mother, Shape, Stuff, Blender, Seed Magazine, Computer Shopper, Muscle & Fitness, Western Interiors, Ebony, Jane Magazine, Travel & Leisure Golf, and Jet.

I signed up for Travel and Leisure but didn’t notice it was Travel and Leisure Golf. Doh! Thanks J for the tip.

TD Ameritrade is offering $100 bonus (expired) for opening a non-retirement brokerage account funded by 12 monthly consecutive automatic electronic deposits of $50 or more. First $50 must be deposited within 30 days of opening account. This is called the “Save Yourself Plan” in Suze Orman’s new book Women & Money. The offer code is 701. New accounts only. Trades are $9.99.

TradeKing is offering $100 bonus (expired) for opening a non-retirement account with $1,000 minimum and making one trade within 30 days. A minimum balance of $100 is required in the account for the first six months. The offer codes is ACCESS100 expired!. One offer per household. Trades are $4.95.

Now, these won’t work for everyone, but they are really easy so give them a shot. Remember, Delta miles expire after only two years of inactivity now! Grab your Delta SkyMiles number and try these in order:

1. 250 miles for a 1-question survey.
2. 1,000 miles for signing up for a mailing list.
3. 500 miles – similar deal, less miles.

Now grab your Priority Club number and do this survey for 250 points.