Costco has 10% off face value on Delta Airlines gift cards for a limited-time. Face value $500 and $1,000. No expiration date. You must sign-in as a Costco member to purchase. Delta Gift Cards can be used toward airfare on any … [Read the rest]
Peerstreet Case Study #2: NJ Commercial Property Foreclosure Recovery
Posted on November 18, 2019 // 9 Comments
I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study of a commercial property loan … [Read the rest]
Top 10 College Rankings by Return on Investment (ROI)
Posted on November 17, 2019 // 10 Comments
When I was applying to college, my parents went to the drugstore, bought a copy of US News & World Report magazine, and said that I could only apply to a school ranked in the Top 5 for my major (Engineering). That was the only out-of-state or … [Read the rest]
Morningstar Top 529 College Savings Plan Rankings 2019
Posted on November 12, 2019 // 3 Comments
Investment research firm Morningstar has released their annual 529 College Savings Plans analyst ratings for 2019. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the vast majority are … [Read the rest]
Buy $100 Netflix Gift Card, Get $10 Amazon Credit (Expired)
Posted on November 12, 2019 // 2 Comments
Update: I would check the link in case it comes back in stock, but it shows as expired now. Sorry, thought it would last longer! Amazon has a Netflix gift card promotion where if you buy a $100 in Netflix gift cards, you will receive $10 Amazon … [Read the rest]
Target Veterans Day: 10% Off Coupon For Military Until 11/11
Posted on November 7, 2019 // Leave a Comment
Back for 2019. Target is offering a 10% off discount coupon for active duty military, veterans and their spouse and/or dependent children. Offer is valid for a single use at Target and Target.com through Nov 11th. A nice gesture of appreciation … [Read the rest]
Sam’s Club 1-Day Sale, Saturday 11/9 : Gift Cards 30% Off Face Value
Posted on November 7, 2019 // Leave a Comment
Back for 2019. Sam's Club is having a one-day sale on Saturday, November 9th. There are the usual discounts on huge TVs and the latest Apple products, but what caught my eye was that all of the "Extreme Value" gift cards that are usually $40 for … [Read the rest]
Open Enrollment Checklist: HSA, HCFSA, DCFSA, Disability Insurance, Life Insurance
Posted on November 6, 2019 // 7 Comments
We just finished our open enrollment paperwork, and like many other workers we faced a long and confusing list of instructions. They tried to distract me from the increased health insurance premiums by adding a bunch of optional "perks" like … [Read the rest]
Amazon Prime Discount For Veterans & Active Military $79 a Year (Limited-Time Offer)
Posted on November 6, 2019 // 1 Comment
Amazon is offering discounted rate of $79 for a year of Amazon Prime ($119 normal price) for verified U.S. veteran, Active Duty or Reserve or National Guard members. This only applies for the first year and is a limited-time offer that ends … [Read the rest]
Best Interest Rates on Cash – November 2019
Posted on November 5, 2019 // 7 Comments
Here's my monthly roundup of the best interest rates on cash for November 2019, roughly sorted from shortest to longest maturities. There was another Fed rate cut last week. I track these rates because I keep a full 12 months of expenses as a cash … [Read the rest]
Savings I Bonds November 2019 Interest Rate: 2.02% Inflation + 0.20% Fixed Rate
Posted on November 4, 2019 // Leave a Comment
Updated November 2019. The fixed rate will be 0.20% for I bonds issued from November 1, 2019 through April 30th, 2020. This is a drop from the previous fixed rate of 0.50%. The variable inflation-indexed rate for this 6-month period will be 2.02% (as … [Read the rest]
Mint Mobile Promo: 3 Months of Unlimited Talk, Text, 12 GB Data For $45 Total ($15 Per Month)
Posted on November 4, 2019 // 27 Comments
In my own phone, I use Mint Mobile to keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. It works just fine in my iPhone X. I just renewed … [Read the rest]
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