I'm reading through all these gift guides and so much of it seems just trendy and disposable. Do any of the authors actually own all the stuff they list? How many of these gifts will end up forgotten in a few months? I decided to create an … [Read the rest]
Costco has 10% off face value on Delta Airlines gift cards for a limited-time. Face value $500 and $1,000. No expiration date. You must sign-in as a Costco member to purchase. Delta Gift Cards can be used toward airfare on any … [Read the rest]
I've invested over $50,000 of my "alternative" money into PeerStreet real estate notes because of the ability to diversify into 50+ different high-interest loans backed by physical real estate. Here is a case study of a commercial property loan … [Read the rest]
When I was applying to college, my parents went to the drugstore, bought a copy of US News & World Report magazine, and said that I could only apply to a school ranked in the Top 5 for my major (Engineering). That was the only out-of-state or … [Read the rest]
Investment research firm Morningstar has released their annual 529 College Savings Plans analyst ratings for 2019. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the vast majority are … [Read the rest]
Update: I would check the link in case it comes back in stock, but it shows as expired now. Sorry, thought it would last longer! Amazon has a Netflix gift card promotion where if you buy a $100 in Netflix gift cards, you will receive $10 Amazon … [Read the rest]
Back for 2019. Target is offering a 10% off discount coupon for active duty military, veterans and their spouse and/or dependent children. Offer is valid for a single use at Target and Target.com through Nov 11th. A nice gesture of appreciation … [Read the rest]
Back for 2019. Sam's Club is having a one-day sale on Saturday, November 9th. There are the usual discounts on huge TVs and the latest Apple products, but what caught my eye was that all of the "Extreme Value" gift cards that are usually $40 for … [Read the rest]
We just finished our open enrollment paperwork, and like many other workers we faced a long and confusing list of instructions. They tried to distract me from the increased health insurance premiums by adding a bunch of optional "perks" like … [Read the rest]
Amazon is offering discounted rate of $79 for a year of Amazon Prime ($119 normal price) for verified U.S. veteran, Active Duty or Reserve or National Guard members. This only applies for the first year and is a limited-time offer that ends … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for November 2019, roughly sorted from shortest to longest maturities. There was another Fed rate cut last week. I track these rates because I keep a full 12 months of expenses as a cash … [Read the rest]
Updated November 2019. The fixed rate will be 0.20% for I bonds issued from November 1, 2019 through April 30th, 2020. This is a drop from the previous fixed rate of 0.50%. The variable inflation-indexed rate for this 6-month period will be 2.02% (as … [Read the rest]
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