Groupon: Costco New Membership $65 w/ $40 Costco Gift Card (+$50 Rakuten New Member Bonus)

Posted on October 30, 2025 // 13 Comments

Groupon has a limited-time deal on new Costco Gold Star or Executive Memberships. There are two options. Offer expires December 21, 2025. $65 for Gold Star Membership Package 1-year Gold Star Membership (normally $65 by … [Read the rest]

Citi Strata Elite Card Review with Non-Travel Reward Redemptions

Posted on October 29, 2025 // 6 Comments

Citi has joined in the ultra-premium rewards card category with the Citi Strata Elite credit card. As with similar cards, there are a lot of travel-related perks, some associated "lifestyle" perks, and a hefty annual fees. Yet our "lifestyle" is … [Read the rest]

Longleaf Partners Fund: Beating the Market Is Harder Than You Think

Posted on October 28, 2025 // 3 Comments

One of the early books that heavily impacted my investing philosophy was Unconventional Success: A Fundamental Approach to Personal Investment by David Swensen. As a very successful (active!) manager of the Yale Endowment, he offered common-sense … [Read the rest]

Most Boring Investment Plan Ever Continues: Buy, Hold, and Rebalance

Posted on October 21, 2025 // 3 Comments

I rarely share any market commentary, as I mostly believe that waiting around and doing nothing is the best course of action. However, I also have about 89 browser tabs open, and writing helps me organize my thinking, so here are some … [Read the rest]

Barclays Bank Tiered Savings: $200 Bonus on $30,000 Deposit (+3.90% APY)

Posted on October 19, 2025 // 5 Comments

Barclays Bank Delaware is an FDIC-insured US bank with a limited-time offer of a $200 bonus if you deposit $30,000+ in new funds into their Tiered Savings Account. You must fund within 30 days of opening, and maintain the balance of at least $30,000 … [Read the rest]

How to Close Your US Bank Account or US Bank Credit Card Online

Posted on October 15, 2025 // 2 Comments

After US Bank completely changed the terms of their Smartly Rewards credit card less than 6 months after application, I have nearly completed closing nearly all of my US Bank accounts, including bank accounts, credit cards, and brokerage accounts. … [Read the rest]

Best Interest Rates Survey: Bank Accounts, Treasury Bills, Money Markets, ETFs – October 2025

Posted on October 13, 2025 // 3 Comments

Here's my monthly survey of the best interest rates on cash as of October 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the … [Read the rest]

One Key Credit Cards (VRBO, Expedia, Hotels.com): $400/$600 OneKeyCash Bonus (Limited-Time Offer)

Posted on October 10, 2025 // 2 Comments

The One Key and One Key+ credit cards are travel rewards cards offered by Expedia Group (Expedia, Hotels.com, and VRBO) and issued by Wells Fargo. Rewards are earned as "OneKeyCash" which can only be used to offset travel bookings on one of those … [Read the rest]

Amazon Prime Big Deals Day 2025: Check For Extended Free Trials and Easy Credits

Posted on October 8, 2025 // 1 Comment

Amazon is running yet another "Huge Sale!" called Prime Big Deal Days. I'm late, and by the time you read this, it might be over. (You probably didn't miss that much.) Check your wishlist. Check your "Buy Again" past purchases. I've listed … [Read the rest]

MMB Portfolio Dividend & Interest Income – October 2025 Q3 Update

Posted on October 7, 2025 // Leave a Comment

Here’s my 2025 Q3 income update as a companion post to my 2025 Q3 asset allocation & performance update. Even though I don't focus on high-dividend stocks or covered-call income strategies - I still track the income from my portfolio as an … [Read the rest]

Kraken Crypto/Brokerage: Up to 2% Deposit Bonus w/ 12-Month Hold

Posted on October 7, 2025 // 4 Comments

Kraken is offering up to a 2% deposit bonus in October for any customer that deposits $1,000+ in cash or crypto during October. The deposit bonus will vary from 1% to 2% depending on total deposits across all customers, with the strange rule that … [Read the rest]

MMB Portfolio Asset Allocation & Performance – 2025 Q3 Update

Posted on October 5, 2025 // 1 Comment

Here is my 2025 3rd Quarter portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the … [Read the rest]

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