Vanguard has a new research paper on How to increase the odds of owning the few stocks that drive returns [pdf], found via How Concentration Affects Portfolio Performance by Michael Batnick. Inside, there is a chart that sorts the individual … [Read the rest]
ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Here's a closer look at the latest updates to the Charles Schwab commission-free ETF list. While the commercials often focus on quantity instead of … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for April 2019, roughly sorted from shortest to longest maturities. The big news is that we are starting to see some slight rate drops in CDs! Folks who locked in at 4% APY may end up … [Read the rest]
Each year, Barron's releases their list of top online brokers. I like read and share it, hoping to find deeper insights into industry trends and specific broker features. However, this year their 2019 rankings article is firmly behind a paywall. … [Read the rest]
Engaging Data has another neat visualization tool up, How do Americans Spend Money? US Household Spending Breakdown by Income Group, using household spending data from the US Bureau of Labor Statistics. Below is a screenshot of this interesting … [Read the rest]
Schwab has revamped their Intelligent Portfolios "robo-advisor" service, renaming the upper tier to Schwab Intelligent Portfolios Premium and adding an in-depth financial plan and unlimited advice from a Certified Financial Planner for an additional … [Read the rest]
ETFs are surpassing mutual funds as the standard building blocks of stock and bond portfolios. Therefore, I'm taking a closer look at the latest commission-free ETF lists from the major brokers. Unfortunately, the marketing often focuses on … [Read the rest]
According to a Wells Fargo/Gallup survey of U.S. investors, 78% say they are at least fairly disciplined in reaching their financial goals. About 50% of investors say they will have to sacrifice a "fair amount" or "a lot" to reach their financial … [Read the rest]
Last Friday, the yield on the 10-year US Treasury note was a tiny bit less than that of the 3-month US Treasury bill. This is known as a yield inversion, and depending on which article you read, this specific type of yield inversion (10-year minus … [Read the rest]
One of the biggest problems in retirement planning is turning a pile of money into a reliable stream of income. I have read hundreds of articles about this topic, and I have not yet found a perfect solution to this problem. Everything has pros … [Read the rest]
Updated October 2019. TD Ameritrade has announced $0 commissions on online stock, ETF and option trades. Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades, with no exercise or assignment … [Read the rest]
Here's my quarterly portfolio update for Q1 2019. Most of my dividends arrive on a quarterly basis, and this helps me decided where to reinvest them. These are my real-world holdings, including 401k/403b/IRAs and taxable brokerage accounts but … [Read the rest]
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