In the book Missing Billionaires, Victor Haghani and James White argue that through the power of compound interest, there should be many more billionaires around - simply through time, even with modest investment performance. The reason why there … [Read the rest]
Capital One settled a class action settlement involving alleged deceptive marketing because it kept the interest rate on customers with deposits in their older "360 Savings Account" lower without closing them, while simultaneously marketing a new … [Read the rest]
The reason that low-cost index funds continue to grow in popularity each year is simple - they make you more money! If Wall Street could figure out how to make you more money reliably with their sheer skill and then charge you for a little sliver of … [Read the rest]
Air Canada is offering Chase Sapphire Reserve cardholders a free 5,000 Point Flight Reward Certificate, which reduces the costs of your award flight redemption by 5,000 points. You must be enrolled in Aeroplan, register on the site by 8/18, and … [Read the rest]
Competing pet offers are back. Chewy and Amazon tend to have their pet sales at the same time. Keep in mind that each retailer has a different list of "eligible" items, so hopefully the brand you use is on at least one of their lists. Amazon: … [Read the rest]
Vanguard has been sending out letters to clients with SpecID as their default cost basis tracking method. This letter has caused a lot of confusion. My understanding is that they will no longer let you use SpecID for automated sell transactions, … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of August 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the … [Read the rest]
Updated with improved $120 Disney Streaming Credit (now up to $10 per month with no minimum or bundle required). The card_name is one of my longtime keeper cards even with an annual fee. The headline feature is 6% cash back at US stand-alone … [Read the rest]
Did you know that if you search for "items under $1" on Amazon, you'll get... a bunch of random stuff not under $1... but also many items indeed $1 and under? If you click on the checkbox to the top left, you can list only Prime-eligible items. … [Read the rest]
We are surrounded by predictions about the imminent effect of AI. The CEO of Anthropic says that AI could wipe out half of all entry-level white-collar jobs, a "white collar bloodbath". Vanguard (which has really started to like throwing … [Read the rest]
Update August 2025: Previously-grandfathered "V1" cardholders should have received both paper and e-mail notifications of new changes that are to be effective 9/15/25. The e-mail subject will be "Important information about your U.S. Bank Smartly … [Read the rest]
New limited-time offer, at all-time high values. The card_name is the re-branded business credit card of the Marriott Bonvoy program. This card offers unique perks for Marriott customers, along with a generous new customer incentive. Here are the … [Read the rest]
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