Updated July 2025. My personal choice amongst all the 529 plans is the My529 (Utah) college savings plan for all three of my children. Formerly known as the Utah Educational Savings Plan (UESP). The Utah My529 plan feels like it has the highest … [Read the rest]
Here is an interesting chart that shows the historical drawdown rates of dividends vs. earnings for the MSCI World index (which tracks large/mid-cap stocks on a global cap-weighted basis). Taken from the Mid-Year Investment Outlook 2025 from JP … [Read the rest]
Limited-time offer. The Citi AAdvantage Platinum Select World Elite Mastercard is the co-branded American Airlines card from Citi. Here are the updated card highlights: 80,000 American Airlines miles after $3,500 in purchases within the … [Read the rest]
Get a $10 Best Buy eGift Card with $100+ in Apple Gift Card purchases. A simple gift or a good deal if you plan to buy any Apple products/services in the future (and shop at Best Buy). Looks to be online only. Apple gift cards are now good for … [Read the rest]
Here's my monthly survey of the best interest rates on cash as of July 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the same … [Read the rest]
Target Circle Week 2025 runs from July 6th-12th with various discounts and deals. Here are the highlights: Saturday 7/12 Only: 10% off Target Gift Cards, up to $500 in face value. Easy savings, also useful for gift-giving. Purchase with … [Read the rest]
Amazon Prime Days 2025 is now live and runs July 8-11th, 2025. Besides the sales, this is also the time where a lot of easy credits and extended free trials are reset, so now is a good time to see if you can use them yet again. As usual, I … [Read the rest]
Here’s my 2025 Q2 income update as a companion post to my 2025 Q2 asset allocation & performance update. Even though I don't focus on high-dividend stocks or covered-call income strategies - I still track the income from my portfolio as an … [Read the rest]
I try to limit checking my portfolio to once a quarter, and this is my 2025 Q2 update that includes our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and side portfolio of self-directed investments. Following the … [Read the rest]
If you enjoy finance charts as I do, I recommend following Callum Thomas of TopDownCharts either via X/Twitter or weekly e-mail newsletter. One of the recurring themes recently is the extended outperformance of US assets vs. the rest of the world. … [Read the rest]
Updated September 2025. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, DoorDash, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build … [Read the rest]
The card_name has been refreshed in order to get back to its former glory as a status card with several new perks and credits mostly related to travel and dining. Here are the highlights: You may be eligible for as high as 100,000 Membership … [Read the rest]
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