The amount of negative information that surrounds us can sometimes feel overwhelming. To be sure, there is plenty to be concerned about. However, here are some reasons to be hopeful. You probably won't find them on the front page of any major … [Read the rest]
Here are some updated thoughts on holding stocks based outside the US in your portfolio. There is no "ideal" amount of international stocks that experts agree upon. You have numbers ranging from 0% (US only) to 50% (market-cap weighting). For … [Read the rest]
Equifax announced that they were hacked between May-July 2017, exposing the personal information of potentially over 143 million people. As one of the three major credit bureaus, they have a lot of data: credit card numbers, social security … [Read the rest]
Plastiq has a new 1.5% promo rate (standard fee is 2.5%) if you schedule 3 or more mortgage payments with your Mastercard by end of this 2017. You must pay the standard 2.5% first, and then discount will come in the form of a rebate check sent by … [Read the rest]
I'm currently reading University of Berkshire Hathaway: 30 Years of Lessons Learned from Warren Buffett & Charlie Munger at the Annual Shareholders Meeting by Daniel Pecaut and Corey Wrenn. As opposed to a rehash of the BRK shareholder letters, it … [Read the rest]
Interest rates are slowly waking up from their multi-year slumber, so I'm paying closer attention to the various changes each month. Don't let a megabank pay you 0.01% APY or less for your idle cash. Here is my monthly roundup of the best safe … [Read the rest]
Discover has a new free alert service available to Discover cardholders on an opt-in basis. I must have missed the initial announcement. This is not complete identity protection (which usually costs a monthly fee of $10 or more) but the … [Read the rest]
Ready for more music? Groupon is offering a free 3-month subscription of Tidal Premium music streaming service, which usually costs $9.99 per month. The standard free trial offer is only for 30 days. Promotional value expires 30 days after … [Read the rest]
Updated. I have been the President and CEO of a profitable US corporation for over 10 years. I'm also all the other executive positions - CIO, CFO, COO - as there is only one employee (me). Here's a brief overview of why I chose to incorporate … [Read the rest]
The Tax Foundation has an interesting article on pass-through businesses, where the business income "passed-through" to the individual income tax return of the business owner. Pass-through businesses include sole-proprietorships, partnerships, … [Read the rest]
In my personal portfolio, I've been investing in tax-exempt municipal bonds instead of treasury bonds due to their higher taxable-equivalent yields. If you've done the same, you may be interested to know that Larry Swedroe at Advisor Perspectives … [Read the rest]
The NY Times highlighted what is "arguably the world’s most successful online course", Learning How to Learn: Powerful mental tools to help you master tough subjects by Drs. Oakley and Sejnowski and sponsored by the University of California, San … [Read the rest]
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