The Standard eBooks Project is a new volunteer-driven, not-for-profit project that produces carefully-formatted, open-source, and free public domain ebooks. They improve upon the work of sites like Project Gutenberg and HathiTrust in the following … [Read the rest]
Mmm... caffeine. Here's a new promotion with Starbucks and Microsoft Outlook that is basically a Give 1 Get 1 Free $5 Starbucks eGfit Card. Here is the promo page and the terms and conditions page. For a limited time, when you send a $5 … [Read the rest]
Investment advisory firm Research Affiliates has updated their interactive Asset Allocation tool, which now provides estimates of expected returns for more than 130 asset classes and model portfolios. There are two expected return models, … [Read the rest]
I just noticed that PortfolioCharts.com has updated their Withdrawal Rate Calculator. It has improved visualizations and as a personal finance geek I even found it fun. You can enter your specific asset allocation slices down to 1% and see … [Read the rest]
I've been told that my blog isn't personal enough. Father's Day seemed like an appropriate time to share how our efforts towards financial freedom have altered our day-to-day lives. Guiding principle. When I first started chasing the idea of … [Read the rest]
Virgin Atlantic has a new official status match program that will match the elite status of another airline's frequent flyer program for a full 12 months. (Oftentimes these status matches are unofficial and only last a few months.) To request a … [Read the rest]
Freakonomics Radio has a podcast called Why Is My Life So Hard? where they talked with Tom Gilovich of Cornell and Shai Davidai of the New School for Social Research about the concept of headwinds/tailwinds asymmetry: Most of us feel we face more … [Read the rest]
If you have a Discover credit card and shop at Kohl's, follow the quick instructions below and check if you have $10 in Kohl's Cash credit available in your account. There is no purchase required. Availability varies and you might see again next … [Read the rest]
Commodities are an asset class that some investors include in their portfolio for diversification purposes. Depending on the specific index, you might track the futures market for aluminum, coffee, copper, corn, cotton, crude oil, gold, diesel, … [Read the rest]
I've seen this Schwab commercial multiple times recently, where Schwab touts that one of its index funds costs "3X less than Fidelity" and "4X less than Vanguard": https://www.youtube.com/watch?v=dva608hGVO0 I already knew why it bugged me … [Read the rest]
Over the past month, short-term interest rates have inching upwards while the overall yield curve flattened slightly. The value in chasing interest rates continues to rebound ever so slowly, especially if you have idle cash in a megabank paying … [Read the rest]
If you are a fan of Charlie Munger and his principle of inversion, you will enjoy this video by CGP Grey* about the 7 Ways to Maximize Misery. Sometimes the best solution to a problem comes by approaching it backwards. Found via Abnormal Returns. … [Read the rest]
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