Update: CIT Bank has closed its RampUp CDs to new customers. Please visit this page for current CIT Bank products and rates. Previously, CIT Bank offered CDs with some unique features including a "rate bump" option that allows to you raise your … [Read the rest]
I know, not exactly hard-hitting consumer news. :) But actually toilet paper is important to me, and ever since I got a "real" job I've been buying Charmin Ultra Soft toilet paper. I don't even check the price, I just buy it in bulk and revel in … [Read the rest]
Food on the Table is a meal planning service that tries to link the foods on sale at your local grocery store with recipe ideas to help you plan your shopping and cooking. They have a free trial, but right now if you sign up with promo code MAYFREE … [Read the rest]
What is the best place to lower your interest rates and consolidate credit card debt in order to pay it all off? The first thing to try is to call up your credit card company and negotiate your existing rate down. If that isn't satisfactory, you … [Read the rest]
Updated. I bought the original version with my own money, but then got offered a review copy of the newly released The Most Important Thing Illuminated which contains the same material but with additional commentary from respected investors … [Read the rest]
I was following an interesting discussion about living off of dividend income from stocks over at the Bogleheads forum, and member Beagler posted a link to a excerpt on income investing from the book Bogle on Mutual Funds. You may know that John … [Read the rest]
Below is a chart of the breakdown of government spending from 50 years ago, 25 years ago, and today. There are many differences between the political and economic environments of 1962 vs. 1987 vs. 2012, but I still think it's still very … [Read the rest]
SmartMoney magazine has released the results of their Annual Broker Survey in its June 2012 issue. Check out the attached article for additional commentary and insight into rankings and methodology. You'll find my own commentary on their findings … [Read the rest]
Old security system vs. New security system I've never had a security system until now, other than our dogs which are all bark and no bite. I suppose the main reason for that is that I didn't own enough property to be worth protecting. … [Read the rest]
The Citi ThankYou® Preferred Card from our partner Citi is a rewards credit card where the primary feature is currently an Intro 0% APR offer for 15 months. Here are the highlights: Enjoy 0% Intro APR on purchases for 15 months from date of … [Read the rest]
...because it looks like I'm getting another one. After seeing repeated news articles titled "Mortgage rate set record lows", I'm now looking at refinancing to a 15-year fixed mortgage for 3% with all lender closing costs covered. I've seen … [Read the rest]
Reaching financial independence faster boils down to either increasing your income or decreasing your expenses. This is why so many books and blogs focus on frugality and saving money. However, too often the term frugality conjurs up the image of … [Read the rest]
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