Investment Portfolio Asset Allocation & Performance Update of 2012

It's time for a end-of-year checkup on the ole' portfolio, as I'm afraid that I'll forget about it between Christmas and New Year's. There isn't much change to my investment portfolio itself, the target asset allocation is the same, and the specific … [Read the rest]

5% Off BP Gas With American Express

American Express has another promotion offering 5% off all gas purchases at BP until 1/31/2012 when you register your card. It says you must be invited, but these offers are often found via a simple banner link somewhere on their website and … [Read the rest]

Average Credit Score and Consumer Debt Loads By Age Group

CreditKarma.com (which provides free credit scores) recently released an infographic "The Lifecycle of Debt and Credit Scores" that shows both the average credit score and the average amounts of different debt types by age bracket. I notice that … [Read the rest]

Perkstreet Checking: Best Bank If You Prefer Debit Cards Over Credit Cards

Regular readers will know that I like using credit cards for the cashback or travel rewards, even though I never carry a balance from month to month or pay any interest. However, I also accept that many people prefer debit cards as they suck money … [Read the rest]

Groupon BuyLocal $10 Promotion

Here's a quick Groupon promo for both new and existing users. You can get a $10 credit after registering on this page on 12/19 and buying a "local" Groupon worth $10+ by midnight 12/24. Valid for the first 150,000. Local means a physical … [Read the rest]

Practical Gift Guide: A Few Of My Favorite Things

Not done shopping yet? December 16th (today) is Free Shipping Day for many merchants who are offering free delivery by Christmas Eve. Also, the last day for things bought with Amazon's Free Super Saver Shipping to arrive before Christmas is Monday … [Read the rest]

Recent Smaller Offers Updates & Follow-Up

From time to time, I post smaller deals that offer some sort of bonus or discount. This has been a feature of the blog since the very beginning - my 5th post ever on was about getting 10,000 free Delta miles back in December 2004 (very expired). … [Read the rest]

November Spending Survey Results and Follow-Up

Last month, I challenged readers to predict their spending for the month of November, track it, and then come back and see how well their predictions went. Over 60 people completed my online Google spreadsheet survey, and an unknown amount of … [Read the rest]

How Opening and Closing Credit Card Accounts Affects Your Credit Score

I've been taking advantage of credit card bonuses and rewards for over 10 years now, earning thousands of dollars in perks while paying zero interest. I can honestly say that sign-up bonuses have never been larger than today. My rule used to be … [Read the rest]

Navy Federal Credit Union No Balance Transfer Fee Promotion

NavyFed Credit Union has a limited-time promotion going on until Sunday, December 11th where if you do a balance transfer from an external financial institutions to your existing Navy Federal card, you'll get a fixed 0% promo APR for 12 months with … [Read the rest]

Citi ThankYou Preferred Card 50,000 Point Bonus = $500 in Gift Cards

(Update 2: I've been notified that 12/22 may be the last day to apply for this $500 gift card offer from the Citi ThankYou Preferred card. The promo details remain as noted below, but I should point out that the Citi ThankYou Premier Card is also … [Read the rest]

How To Find Amount and Date of Past Roth IRA Contributions?

Here's a reader question about tracking Roth IRA contributions is previous years (slightly paraphrased for clarity) that I answered to the best of my ability, but perhaps there is a better solution out there. I am looking to make a withdraw of my … [Read the rest]