Apple Watch as Standalone Phone For Kids: BetterRoaming eSIM Review

Posted on September 23, 2024 // 22 Comments

Our middle school has adopted some of the recommendations as outlined in the book Anxious Generation and other public policy folks: Phones are not allowed during the school day at all. They are allowed after school. Recommended: No … [Read the rest]

Vanguard Digital Advisor: Estimating the Benefit of Tax-Loss Harvesting

Posted on September 18, 2024 // 1 Comment

One of the features of Vanguard's Digital Advisor Services (VDAS) that is hardest to replicate on your own is the automated tax-loss harvesting (TLH). VDAS will monitor the prices of each of your stock ETFs daily, sell some or all of them at a loss … [Read the rest]

Vanguard Digital Advisor Robo-Advisor Review (Updated September 2024)

Posted on September 17, 2024 // 8 Comments

(Updated September 2024. If you're wondering about the future of Vanguard, take note that they have been actively tinkering with their robo-advisor service, Vanguard Digital Advisor Services (VDAS). In June 2024, VDAS added the ability to include a … [Read the rest]

Best Interest Rates on Cash Roundup – September 2024

Posted on September 15, 2024 // 4 Comments

Here's my monthly roundup of the best interest rates on cash as of September 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]

Toilet Paper Shrinkflation Stats and Evidence

Posted on September 12, 2024 // 4 Comments

The Hustle has an entire article on toilet paper shrinkflation that confirms all of your suspicions with historical evidence. (They even went to eBay to get some of the old stuff!) The rolls got smaller and lighter. The number of sheets dropped. … [Read the rest]

British Airways Visa Signature Card Review: 75,000 Bonus Avios Offer

Posted on September 12, 2024 // 108 Comments

The British Airways Visa Signature® Credit Card is a Chase-issued card that offers unique perks with British Airways. The Avios program offers a distance-based award system in the US (including Hawaii), allowing you to fly domestically for less … [Read the rest]

Always Use Limit Orders, Since Your Market Orders Just Become Bad Limit Orders Anyway

Posted on September 9, 2024 // 5 Comments

I don't know how everyone else does this, but whenever I buy shares of an ETF for my portfolio, I always use a limit order. But it's usually a "lazy" limit order, because I am just aiming to buy immediately at roughly the market price and the limit … [Read the rest]

Paper US Savings Bonds with Federal Tax Returns Eliminated

Posted on September 8, 2024 // 2 Comments

Goodbye, physical US savings bonds! Per this TreasuryDirect announcement, the US Treasury will no longer allow to you to buy an additional $5,000 in paper Series I savings bonds each year with your tax refund, effective January 1st, 2025. (If you … [Read the rest]

DirecTV and Disney Dispute: Request $30 Service Credit

Posted on September 8, 2024 // 3 Comments

If you have DirecTV and are affected by their failed contract negotiations and subsequent loss of ESPN and other Disney-owned channels, they are quietly offering a $30 bill credit, supposedly enough such you can sign up for Sling TV via this special … [Read the rest]

Stock Valuation Methods – Are They Historically High in 2024?

Posted on September 5, 2024 // 4 Comments

US stock returns have been doing quite well, and my brokerage statement numbers keep going up. Should I be worried? Here are some ways that people try to measure whether stock valuations are cheap or expensive, along with some current numbers as … [Read the rest]

Acknowledging Our Feelings About Stock Market Wobbles

Posted on September 4, 2024 // 2 Comments

I read far too many parenting books, and now I know it is important to acknowledge our feelings. That doesn't mean we can respond however we want, be we should be conscious and identify the feelings when they arrive. Adults could extend this the … [Read the rest]

Mint Mobile Security: Improve Login Security with Authenticator Apps & Number Lock

Posted on September 2, 2024 // 1 Comment

I still use Mint Mobile for cell service, now paying $240 a year ($20 a month) for 15 GB of data each month. (There is usually a promo for new customers, I think 3 months free if you buy 3 months.) I upgraded from the lower 5GB tier in order to let … [Read the rest]

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