One of the features of Vanguard's Digital Advisor Services (VDAS) that is hardest to replicate on your own is the automated tax-loss harvesting (TLH). VDAS will monitor the prices of each of your stock ETFs daily, sell some or all of them at a loss … [Read the rest]
(Updated September 2024. If you're wondering about the future of Vanguard, take note that they have been actively tinkering with their robo-advisor service, Vanguard Digital Advisor Services (VDAS). In June 2024, VDAS added the ability to include a … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of September 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]
The Hustle has an entire article on toilet paper shrinkflation that confirms all of your suspicions with historical evidence. (They even went to eBay to get some of the old stuff!) The rolls got smaller and lighter. The number of sheets dropped. … [Read the rest]
The British Airways Visa Signature® Credit Card is a Chase-issued card that offers unique perks with British Airways. The Avios program offers a distance-based award system in the US (including Hawaii), allowing you to fly domestically for less … [Read the rest]
I don't know how everyone else does this, but whenever I buy shares of an ETF for my portfolio, I always use a limit order. But it's usually a "lazy" limit order, because I am just aiming to buy immediately at roughly the market price and the limit … [Read the rest]
Goodbye, physical US savings bonds! Per this TreasuryDirect announcement, the US Treasury will no longer allow to you to buy an additional $5,000 in paper Series I savings bonds each year with your tax refund, effective January 1st, 2025. (If you … [Read the rest]
If you have DirecTV and are affected by their failed contract negotiations and subsequent loss of ESPN and other Disney-owned channels, they are quietly offering a $30 bill credit, supposedly enough such you can sign up for Sling TV via this special … [Read the rest]
US stock returns have been doing quite well, and my brokerage statement numbers keep going up. Should I be worried? Here are some ways that people try to measure whether stock valuations are cheap or expensive, along with some current numbers as … [Read the rest]
I read far too many parenting books, and now I know it is important to acknowledge our feelings. That doesn't mean we can respond however we want, be we should be conscious and identify the feelings when they arrive. Adults could extend this the … [Read the rest]
I still use Mint Mobile for cell service, now paying $240 a year ($20 a month) for 15 GB of data each month. (There is usually a promo for new customers, I think 3 months free if you buy 3 months.) I upgraded from the lower 5GB tier in order to let … [Read the rest]
Morningstar recently released its 2024 Target-Date Strategy Landscape Report (free download with e-mail address). This is mostly targeted at industry professionals as opposed to individual investors, but I still like to read through it each year. … [Read the rest]
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