MMB Portfolio Dividend & Interest Income Update – July 2024 (Post Q2)

Here’s my quarterly income update as a companion post to my July 2024 asset allocation & performance update. I prefer to track the income produced as an alternative metric to performance. The total income goes up much more gradually and … [Read the rest]

MMB Portfolio Asset Allocation & Performance Update – July 2024 (Post Q2)

Here's my 2024 Q2 update for our primary investment holdings, including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our house and side portfolio of self-directed investments. Following the concept of skin in the … [Read the rest]

Amazon Music Unlimited: 5-Month Free Trial for Prime Members

Amazon is offering a free 5-month trial of their Amazon Music Unlimited streaming service to Prime members (3-months without Prime). This offer appears to be widely available to Prime members unless you’ve had a trial recently in the last year or … [Read the rest]

Kindle Unlimited eBooks: Free 3-Month Trial for Prime Members

Amazon is offering Prime members a free 3-month trial of Kindle Unlimited. (Prime Day is coming up in mid-July.) This offer appears to be widely available to Prime members unless you've had a trial recently in the last year or so. Enjoy … [Read the rest]

Amazon Audible: Free 3-Month Trial w/ 3 Free AudioBooks for Prime Members

Amazon Prime Day is coming up again, and Audible is offering Prime members a free 3-month trial that includes 3 audiobook credits. This offer is targeted but should be widely available to Prime member unless you've had an Audible trial within the … [Read the rest]

Vanguard Will Now Close Your Account If You Call Them Too Much (Even Loyal 80yo “Owners”)

Between Fidelity, Schwab, and Vanguard, I am surprised that Vanguard is the one that most wants to be like Robinhood. Their brokerage account, officially Vanguard Brokerage Services (VBS), recently added a bunch of new fees but also officially … [Read the rest]

Actual Net College Tuition Costs Based On Family Income

As the published prices for college tuition keep rising to astronomical levels ($100k a year?!), fewer and fewer students are actually paying the "sticker" price. As you can see below, the number is down to ~25% for public and ~15% for private … [Read the rest]

Barclays AAdvantage Aviator Red Mastercard Review: 70,000 AA Miles (Single Purchase, $99 Annual Fee)

Offer increased to 70k, but must pay $99 annual fee. The Barclays AAdvantage Aviator Red Mastercard is a co-branded American Airlines credit card from Barclays. This offer is notable because the bonus can be triggered by a single purchase of any … [Read the rest]

Fidelity ATM Debit Card Warning: Fraudulent Transactions May Not Be Reimbursed

In the world of fintechs, we recently experienced this possible damage from multiple parties not working with each other. Right now, there is still ~$85 million of user deposits unaccounted for (and much more frozen) while both the BaaS provider … [Read the rest]

Fidelity Cash Management Account Adds New Core Sweep Option (SPAXX @ ~5% APY)

Update 6/18/24: This new option is now live, at least for me. Fidelity says it should be available to everyone by the end of this week. Worth a check (directions at the bottom below). Screenshots from my account below. Original post … [Read the rest]

Upgrade Rewards Checking: $300 Referral Bonus (Improved) + 5.21% APY Savings

Update: This exact offer has expired, the bonus is down to $200 and APY has been reduced. Upgrade has increased the bonus from $150 to a $300 bonus via referral link on their Rewards Checking Plus account (referred gets $50). Must set up … [Read the rest]

Robinhood Gold x Free $1,000 Margin ($2,000 Until August 2024)

If you joined the Robinhood Gold subscription service for the (expired) 3% IRA transfer bonus, you have have noticed that it includes $1,000 of margin interest-free (0% APR). Right now, they are increasing this amount to $2,000 of margin … [Read the rest]