I've been traveling internationally for the last couple of weeks, and with all the chaos of trying not to lose any of the kids on whatever multi-transfer subway ride or hiking trail is on the agenda every day, I felt quite relieved that my finances … [Read the rest]
For many people, Warren Buffett is that "rich stock-picker guy". But if you read any of his multiple biographies, you would know that he was a very precocious kid that was obsessed with getting rich from an early age. Instead of trying to make … [Read the rest]
The difference between new mortgage loan rates and the average existing mortgage is now more than 3%. According to the NY Times article A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up (gift article), this is estimated to be … [Read the rest]
FIRE (Financial Independence, Retire Early) is certainly a catchy acronym, but it always seems to confuse people because the word "retire" suggests a line between working and not working. What does it mean to "Retire Early"? What if you only … [Read the rest]
Update July 2024: Upside closed my account effective immediately and without prior warning because I used "unauthorized" promo codes. Just FYI, I would cash out now and whenever you have enough of a balance. Original post: (Update: Added … [Read the rest]
Updated May 2024 with refreshed rates, new Preferred Deposit online initial deposit option, lower $1 minimum on money market funds. Merrill Edge is a self-directed brokerage arm of Bank of America and Merrill Lynch. They are a decent broker … [Read the rest]
What happens when the technology behind a Fintech app breaks down? We found out last week, when unfortunately millions of users lost access to their funds (and still haven't gotten it back as far as I can tell, as of this writing 5pm ET 5/20/24). … [Read the rest]
Buy a $50 IKEA eGift card, get bonus $10 eGift Card. That's $10 off every $60 of IKEA stuff, which seems pretty good. Limit $500 total gift cards purchased ($100 in bonus gift cards). The website URL is funky, but it is linked directly from the … [Read the rest]
Morningstar has published their 2024 Diversification Landscape Update (direct link to PDF), another useful whitepaper for DIY investors that looks closer at the correlations between different asset classes. In their Key Takeaways, they note the … [Read the rest]
Limited-time Referral Bonus Boost: The Raisin referral bonus for new accounts has been hiked for a limited time, doubled on some tiers and now up to $200. The new tiers are below. At the $5,000 and $10,000 amounts, the bonus works out to 1% of … [Read the rest]
Update May 2024: Juno just sent out the following e-mail today, which may be the best of example of public relations double-speak that I've seen in a while. Look at all those meaningless words! 😳 Juno paid out a lot of above-average … [Read the rest]
The 2024 Berkshire Hathaway Annual Shareholder Meeting occurred on May 4th, 2024, and while there are lots of articles offering highlights (including this one), it's never the same feeling as tuning into the actual thing. I always find a few nuggets … [Read the rest]
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