Finding the Best High Interest Business Savings Accounts: Fidelity and Capital One 360

If you run a business, even if only on the side, you still want to maximize the interest earned on your idle cash. Technically, if you're a sole proprietor you can simply use a consumer high-interest savings account as there is no legal distinction … [Read the rest]

Farecast: Interesting Airfare Price Prediction and Insurance Tool

Recently, my friend Yogin told me about a website called Farecast.com. It's actually been around for a while now but somehow I've missed it... so maybe you have as well. There's basically two parts to the website that are unique. Let's say I'm … [Read the rest]

Compilation of Frugal Mattress Shopping Tips + Our New Better-Than-Heavenly Bed

First, I just want to say thanks for all the great and helpful comments on my post on trying to find a new mattress. I read every single comment, used many of them, and have purchased a new mattress! But before going into that I wanted to do a … [Read the rest]

Finding Health Insurance Options For Young Adults

Several people have asked me for some tips on how to find health insurance. I didn't mean to scare anyone, but if my intense pain reminds someone to get insurance, at least something good came out of it! I did do some searching myself last year - the … [Read the rest]

My Very First Emergency Room Visit

This week was filled with wonderful firsts. I had: my first time cowering for an hour in the fetal position, my first emergency room visit, my first morphine shot, my first CT scan, ...and my very first kidney stone!! Ironically, … [Read the rest]

Zecco Now Has No Minimum Balance: How To Buy The World For Just $319

It appears that Zecco brokerage has now removed their minimum opening requirements, on top of their 40 free trades a month. I'm guessing this means you can start trading with any amount of money, which is nice because you can try them out with … [Read the rest]

CNBC’s The Millionaire Inside: Battle Of The Get-Rich Guru Soundbites

Is it just me, or is CNBC TV becoming the financial network for those with 18-second attention spans? (Not that I'm not in their target audience!) Last night, I happened to catch their new series called The Millionaire Inside, which is supposed to … [Read the rest]

Should I Invest In Everbank’s Foreign Currency CDs?

While we're on the topic of international banks, US-based Everbank does offer FDIC-Insured Certificates of Deposit denominated in various world currencies: The three that stand out in interest rate perspective are the Icelandic krona, the New … [Read the rest]

Millennium Bank: Perhaps Not A Scam, But Not Safe Either

You have seen via Google Ads on my or other financial sites advertising 8% CD rates from Millennium Bank. Wow, sounds great! But given the internet age, when you see "bank", it could be from any corner of the world. The terms "certificate of … [Read the rest]

June 2007 Financial Status / Net Worth Update

About My Credit Card Debt As usual, let me prevent any scathing e-mails by first explaining my high levels of credit card debt. In short, I'm borrowing money for free and keeping it in safe investments while earning me 5-6% interest. Along with … [Read the rest]

Future FICO Scores Won’t Consider Authorized Users

I had written previously about renting out your credit score, which takes advantage of a loophole in the credit score formula and allows people with poor credit scores to pay others with excellent credit so as to be added as an authorized user. This … [Read the rest]

Random Thrift Store Shopping Discoveries

I mentioned before that we were involved in a volunteer trip to Haiti, and part of it simply involved donating a bunch of unwanted clothing. We also went to a bunch of different Salvation Army's and Goodwills to find some additional cheap clothing … [Read the rest]