Final totals for 2023. Each year, I challenge myself to earn the equivalent of the maximum annual IRA contribution limit (up to $6,500 for 2023) using the profits from various finance promotions alone. In 2021, I reached $5,592 in bonuses. In … [Read the rest]
If you're leaving your cash in a checking account at most major banks, you're probably earning zero interest. With an online application, you could earn a lot more money while keeping the same level of safety by moving to another FDIC-insured bank … [Read the rest]
The Ink Business Cash® Credit Card has a sign-up promotion offering up to a $750 total cash bonus (75,000 Ultimate Rewards points) for new cardholders that meet the spending requirements, along with 5% cash back and 2% cash back on select small … [Read the rest]
Here’s my quarterly income update as a companion post to my MMB Portfolio Year-End 2023 performance update. I prefer to track the income produced as an alternative metric to performance. The total income goes up much more gradually and … [Read the rest]
Update January 2024: It took over 3 years, but if you received a $92.17 deposit in your bank account with the description "IN RE APPLE INC Payouts", it is your payment for this settlement. It's always best to assume it will take a few years for … [Read the rest]
Here's my year-end 2023 update for my investment holdings (published January 2024), including all of our combined 401k/403b/IRAs and taxable brokerage accounts but excluding our primary residence and side portfolio of self-directed investments. … [Read the rest]
The Chase Freedom Unlimited® Credit Card is a no-annual-fee rewards card which earns a flat 1.5% cash back on all non-bonus purchases (or a possibly more valuable 1.5 Ultimate Rewards points per dollar spent). This is a different card from the new … [Read the rest]
Update January 2024: If you opened an account with Fierce previously, keep a lookout for e-mails with new promotions. In addition to the new account bonuses detailed below, I have received the following promos: a $25 bonus for setting up recurring … [Read the rest]
Update July 2024: Looks like Fidelity is ending this little experiment. They are no longer accepting new applications. It was fun to try out and collect the various incentives. Update January 2024: If you have the Fidelity Bloom app, this is a … [Read the rest]
The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of which are indexed to inflation. Our respective incomes have been quite variable these last few years, so I … [Read the rest]
Happy New Year! 🎉 🥳 It's time to take a look back and see how the year went for the broad asset classes that I track. Per Morningstar, here are the total annual returns (includes price appreciation and dividends/interest) for … [Read the rest]
If you are considering a year-end contribution to a 529 college savings plan, you may be concerned about the possibility of not using the full balance. To be honest, this is not something that I worry about at all (spread across three kids, I … [Read the rest]
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