Here's my quarterly update on my current investment holdings as of 7/8/22, including our 401k/403b/IRAs and taxable brokerage accounts but excluding real estate and side portfolio of self-directed investments. Following the concept of skin in the … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of July 2022, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known opportunities … [Read the rest]
PenFed has some July 4th CD specials with competitive rates. They call their CDs "money market certificates". NCUA-insured (the credit union equivalent of FDIC-insured). The minimum opening deposit is $1,000. Here are the early withdrawal … [Read the rest]
Updated July 2022. Enzo is another fintech app with the catchy feature of 2% cash back on rent, but unfortunately the earning caps are much more modest than initially promised. They are also dangling the possibility of higher interest rates and … [Read the rest]
SoFi is offering a $300 personal loan bonus via referral if you take out a SoFi Personal loan offer, which has a minimum amount of $5,000. SoFi charges no fees, so no application fee, no origination fee, no prepayment (early payoff) fee. You will … [Read the rest]
via GIPHY As I've said many times, I'm not a crypto expert. However, I do enjoy financial history. As such, I've followed crypto through the lens of Matt Levine's observation that “most of what actually happens with Bitcoin is about … [Read the rest]
Fidelity just announced a new feature called Fidelity Solo FidFolios. You can make a custom index with up to 50 individual stocks, or a custom asset allocation portfolio using ETFs. You can then buy into your custom portfolio all a once using … [Read the rest]
Rates are still moving up, especially in the shorter maturities. Even the rates quoted below may become outdated quickly, but so here is a mid-month update for June 2022. As of 6/21/2022: Brokered CD rates: 3-month CD at 2% APY, 2-Year CDs … [Read the rest]
Coinstar kiosks count your physical coins for you and take a pretty big 11.9% cut, unless you redeem for a gift card (where they still get a cut from the retailer). Walmart and Amazon are my favorite options, although I usually save up my coins for … [Read the rest]
Axos is another financial app that combines banking, investing, and borrowing services. Right now, they are offering a $150 bonus when you open a new Axos Invest brokerage account, fund it with $1,000, and keep it there for 90 days. You can … [Read the rest]
Amazon Prime Days are approaching on July 12/13, and they have a new Stampcard promotion for Prime members: Complete 4 activities and get a $10 Amazon credit. (Link may not show in e-mail or RSS, please visit website.) The activities aren't too … [Read the rest]
via GIPHY Schwab has agreed to pay a $187 million SEC settlement due to being sneaky about the fees charged by their robo-advisor product, Schwab Intelligent Portfolios (SIP). Schwab used "free" but quietly forced its own customers to hold a lot … [Read the rest]
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