Chart: Every S&P 500 Bear and Bull Market in History

Even though I don't check my retirement account balances daily (or weekly, or often monthly) it can still be nearly impossible to tune out all the market noise. I was promptly notified via e-mail press release that the S&P 500 index officially … [Read the rest]

Webull Broker: New Account 6 Free Stocks, $600 Account Transfer Promotion

Updated 6 free stocks for new account, $600 transfer promos. Webull is a brokerage app (PC and web version also available) that has $0 stock trades, $0 options trades with $0 per contract fees, free real-time quotes, and no minimum balance … [Read the rest]

Stacking VTI or VOO: Get Excited About S&P 500 and US Total Market Stock ETFs

A satoshi, or "sat" for short, is the smallest unit of the cryptocurrency bitcoin. “Stacking Sats” is a popular term for gradually accumulating bitcoin by purchasing small amounts of bitcoin at a time. (100 million sats = 1 bitcoin.) The idea … [Read the rest]

Best Interest Rates on Cash – June 2022 Update

Here's my monthly roundup of the best interest rates on cash as of June 2022, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known opportunities … [Read the rest]

Voyager App: $50 Free Bitcoin For New Users (Now Live in All States but NY)

Improved $50 refer-a-friend offer. The Voyager app offers trading of various cryptocurrencies including bitcoin (BTC) and Ethereum (ETH). They also currently pay 3.25% APY on up to 0.25 BTC and 9% APY on USDC balances up to $25,000 for those that … [Read the rest]

Don’t Anchor Yourself To Your Portfolio High-Water Mark

Inside various financial forums, I am seeing the "anyone else worried?" 😓 posts as most portfolios are down double-digits. For a retiree with a $1 million portfolio, seeing $100,000 or $200,000 of value evaporate is understandably stressful. … [Read the rest]

Teachers Federal Credit Union New Member Promotion (DO NOT TRY)

Update 6/16/22: More than two weeks after joining and taking my deposit, they have finally refunded the deposit and officially declined my application due to vague reasons suggesting fraud. They have made no effort to contact me or to otherwise … [Read the rest]

Investment Portfolio First Aid for Older Relative, Part 1: Assess The Situation

Although I enjoy managing my own investments, I've generally avoided managing other people's money. That always felt like such an important responsibility to take on. Below is the real investment portfolio of an older family member (over 75) that … [Read the rest]

Hulu Black Friday: $0.99/Month for 12 Months (w/ Ads), Add Disney+ For $2/Month

Hulu has a Black Friday deal of $0.99/month for 12 months on their Ad-supported plan that includes two devices and HD resolution. Regular price is $7.99/month. You can also add on Disney+ (Ad-supported) for $2/month or add Starz for $0.99/month … [Read the rest]

How to Do Nothing: Resisting the Attention Economy (Book Notes)

Even though I spend a lot of time online reading through forums, blogs, e-mail newsletters, substacks, and so on, I don't spend much time on Twitter or Facebook. Slowly reading a detailed review or educational article is one thing, but 100 different … [Read the rest]

2022 Berkshire Hathaway Annual Shareholder Meeting Video, Transcript, and Notes

Here are my notes on the 2022 Berkshire Hathaway Annual Shareholder Meeting. This year, CNBC has the rights to record and host the full video and transcripts (morning session, afternoon session) and they did a nice job with syncing the text and … [Read the rest]

Peerstreet Update 2022: Interest Rate Spreads, Secondary Market, Pocket 3.5% APY

Another one of my Peerstreet loans was paid off recently, and I realized that it has been over a year since my last update on this experiment in real-estate debt. Here's my current view on this unique investment. Peerstreet in a nutshell. … [Read the rest]