According to the new book The Power of Regret: How Looking Backward Moves Us Forward by Dan Pink, only 1% of people say they never feel regret. Here are the most in-depth articles from the media tour: WaPo, BBC, Atlantic. In 2020, the author … [Read the rest]
Social Security is the largest source of retirement income for a majority of Americans. For about 1/3rd of them, Social Security makes up 90% or more of their retirement income. Depending on your assumptions, the "lump sum value" of your … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of January 2022, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money market funds … [Read the rest]
Amazon Prime has announced the following price increases (note that some links will show up if you are viewing this via e-mail newsletter, please read online): Starting February 18th, 2022, new members will be charged $139/year for an annual … [Read the rest]
Update: $100 bonus is expired. Wanted to report that I am had a bad experience with LFCU after being locked out of my account for over a week. Phone hold times were very long, I got routed to a service that promised to call me back, and then never … [Read the rest]
Over time, more and more people are seeing the benefits of investing in stocks and bonds through low-cost index funds. Here is a chart from Morningstar showing the overall flow of assets out of actively-managed and into passively-managed US equity … [Read the rest]
Here’s my (late) quarterly update on the income produced by my "Humble Portfolio". The total income goes up much more gradually and consistently than the number shown on brokerage statements (price), encouraging me as I keep plowing more of my … [Read the rest]
Here's my (late) quarterly update on my current investment holdings, as of 1/23/22, including our 401k/403b/IRAs and taxable brokerage accounts but excluding a side portfolio of self-directed investments. Following the concept of skin in the game, … [Read the rest]
Instead of focusing on the current hot thing, how about stepping back and taking the longer view? How would a steady investor have done over the last decade? Most successful savers invest money each year over a long period of time. Target date … [Read the rest]
If you've been facing the prospect of spending hundreds of dollars on at-home COVID tests so that you and/or your kids can go back to work/school after an exposure event, please note that starting Saturday, January 15th, health insurance companies … [Read the rest]
The Chase Freedom Flex® Card is the new 5% cash back rotating category card for Chase, with the notable addition of 3% cash back on dining out and drugstore purchases. All of the popular features from the old Freedom remain as well: Up to 5% cash … [Read the rest]
Many hotel rewards programs offer free night and upgrade certificates as a perk, and many of them were set to expire on December 31st. However, many programs are offering a courtesy extension and/or points credit. Some may have quietly extended … [Read the rest]
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