Financial freedom seekers usually have a Number - the value at which their investments can support their spending indefinitely. This is directly linked to "safe withdrawal rates". For example a 4% safe withdrawal rate is a 25x multiplier - meaning … [Read the rest]
Tuesday, November 30th is Giving Tuesday 2021, an international day about giving support through charities and nonprofits by donating money or volunteering your time. In case you aren't inundated with mailings already, this time of year is a big … [Read the rest]
I attempted a bit of a "digital vacation" this long weekend in order to maximize my feelings of thankfulness, but I couldn't help taking a peek at what was available in the "I was going to spend this money anyway" department. I'll try to keep this … [Read the rest]
The AMC+ streaming service is also running a Black Friday deal where you can pay $1.99/month if you buy the annual plan ($23.88 + tax). The standard monthly cost of AMC+ is $8.99 (plus tax). The standard price for the annual plan is $83.88, making … [Read the rest]
Online pet store Chewy.com is offering 35% off your first Autoship order, which is similar to Amazon Subscribe & Save where you sign up for recurring shipments of pet food and/or treats in exchange for a ongoing discount. You can cancel at any … [Read the rest]
Time magazine has announced their Best Inventions of 2021. In addition to offering a hopeful look at the future each year (which we can all use these days), I always find a few useful products and services that can save you money and/or effort as … [Read the rest]
Some investors like to break down their portfolio into several different asset and sub-asset classes. One long-standing example of the "slice-and-dice" is the "Ultimate Buy-and-Hold Portfolio" recommended by Paul Merriman (see pie chart; expanded … [Read the rest]
The Sam's Club Black Friday page includes $50 off a $500 Disney gift card (limit 2). These are eGift cards, so you can buy them online starting midnight on Thursday, November 25th. If a member buys the limit, that works out to $100 off of $1,000 … [Read the rest]
If you like maximizing your credit card rewards, you probably know that you can earn a base rewards rate of 2.6% cash back on ALL your credit card purchases and up to 5.2% cash back on the first $2,500 in combined grocery/wholesale club/gas purchases … [Read the rest]
Like many folks, I left college with a negative net worth due to $30,000 in student loans. After reading through several articles about changes in the Education Department regarding student loans, I think the overall takeaway is that if you've had … [Read the rest]
I initially stopped reading the NY Times bestseller Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport midway through because it seemed to target a problem that I did not have - I don't spend much time on social media and … [Read the rest]
Check again to see if targeted for latest promo. If you have a Citi credit card that earns ThankYou points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 ThankYou points = 0.8 cents to spend at Amazon, which may … [Read the rest]
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