80 years times 50 weeks a year is 4,000 weeks. If we're lucky, that means we'll have about 4,000 Mondays, 4,000 Saturdays, and that's it. I've started reading Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman, which suggests that … [Read the rest]
I always keep track of the Vanguard Target Retirement 20XX Funds (TRFs) because: They are a low-cost, broadly-diversified, "all-in-one" fund that I believe are a good starting point for both beginning investors and all investors that desire … [Read the rest]
(Update October 2021: Post has been updated to reflect a new public $300 bonus. I posted about a $300 bonus in the past, but it ended up being targeted select AmEx business cardholders. This one is open to the public. You must scroll down a bit to … [Read the rest]
Update October 2021: On 10/1/2021, Porte announced that starting on 1/1/2022 they will be adding some significant new requirements to obtain the 3% APY on balances up to $15,000. You must have each of the following during each calendar … [Read the rest]
Here's a follow-up to my post about the return gap of retail investors due to poor timing. For every seller of a stock share, there is a buyer. Therefore, if the timing of retail investors is reliably a little worse than average, we also know that … [Read the rest]
Morningstar has released the 2021 update to their annual Mind The Gap study, which measures the gap between reported investment returns (buy and hold throughout the entire period) and investor returns (actual returns experienced due the real-world … [Read the rest]
As another year of limited travel passes, this is a quick reminder that many credit cards with an annual fee have another version with no annual fee. You've already had the temporary ding on your credit report, and this allows you to keep that … [Read the rest]
One of the criticisms of the pursuit of financial independence is that it is "only for the rich". Certainly, having a lot more money coming in every month should make it easier to set some of it aside. However, you might also observe that most … [Read the rest]
There are many ways to access real estate as an asset class - publicly-traded REITs like Realty Income, diversified REIT ETFs, private funds that hold baskets of individual properties, and many new fintech varieties. This Institutional Investor … [Read the rest]
Extended through end of November 2021. This $250 bonus has been extended through the end of November 2021. I can also report that I've already successfully gotten my $250 rather quickly after my 2nd deposit, for my account opened at the time of my … [Read the rest]
Updated with MyPoints promo and Stash Stock Party info. MyPoints has a new Stash promo that has a total value higher than the $20 Stash referral offer. If you don't already have a MyPoints account, you can first join via this $10 MyPoints … [Read the rest]
Periodically, Vanguard publishes asset class return forecasts for the next 10 years. Here is their most recent one for September 2021. To their credit, they have also published a recent follow-up post tracking both those forecasts alongside the … [Read the rest]
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