Another new coin deal on Monday, September 13th, 2021. PFS Buyers Club has another coin deal on a limited-edition American Eagle 2021 One Ounce Silver Reverse Proof Two-Coin Set Designer Edition. They will pay you a guaranteed fixed profit of … [Read the rest]
PFS Buyers Club: New US Mint Coin Deal on 9/13 ($100+ Net Profit, September 2021)
Posted on September 11, 2021 // 30 Comments
John Paulson: Best Way For Average Person To Invest $100,000 Today?
Posted on September 9, 2021 // 17 Comments
Bloomberg has an interview transcript with investor John Paulson, and it has the catchy headline Billionaire Paulson Who Shorted Subprime Calls Crypto ‘Worthless’ Bubble. He does say that, but the interview also includes some insights on many other … [Read the rest]
CVS: $20 off $20+ In-Store Purchase with Paypal or Venmo App
Posted on September 9, 2021 // 7 Comments
Update: This offer has expired due to too many uses. Sorry! Here is an offer for $20 off a single $20+ purchase at CVS stores, promoting the touchfree "scan to pay" feature of PayPal and Venmo apps. Open up your PayPal or Venmo app and look for … [Read the rest]
House Downpayments and Low Interest Rates: Keep Your Eye on the Prize
Posted on September 8, 2021 // 2 Comments
My neighbors put up their house for sale a couple weeks ago. A single open house, what felt like over 100 private showings, and in escrow within a week. So when I read this WSJ article Where to Stash Your Down Payment if You Didn’t Buy a House This … [Read the rest]
Best Interest Rates on Cash – September 2021 Update
Posted on September 8, 2021 // 4 Comments
via GIPHY Here's my monthly roundup of the best interest rates on cash as of September 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities to earn 2% APY and higher while still keeping your principal … [Read the rest]
State Farm Homeowner Policyholders: Free Ting Electrical Fire Sensor + $1,000 Repair Credit
Posted on September 6, 2021 // 11 Comments
If you have State Farm homeowner's insurance, check to see if you are eligible for a free Ting smart sensor that monitors your home’s electrical wiring for faults that can lead to fires. Three years of Ting service is included, which includes a … [Read the rest]
45 Years of the Vanguard S&P 500 Index Fund: The Power of Low Costs
Posted on September 3, 2021 // Leave a Comment
Just over 45 years ago on August 31st, 1976, the late Jack Bogle started the first index mutual fund at Vanguard. It nearly didn't get off the ground, garnering only 7% of the initial funding goal - it wasn't even enough to buy shares of all the … [Read the rest]
American Express Membership Rewards: Airline and Hotel Points Transfer Bonuses, Up to 40%
Posted on September 2, 2021 // 2 Comments
If you have collected a nice stash of Membership Rewards (MR) points from American Express, you may want to log into your account and check out the many new transfer bonuses available to their airline and hotel partners. Waiting for one of these … [Read the rest]
Albert Banking App Review: Smart Savings, No Fee $250 Cash Advances, $75 Referral Bonus
Posted on August 31, 2021 // 1 Comment
Albert is another new fintech "super app" that wants to combine your banking, budgeting, saving, and investing needs all in one place. On their paid "Genius" tier, Albert includes a team of humans that you can chat with and ask specific questions … [Read the rest]
Crazy Rich IRAs: From Peter Thiel to Ted Weschler
Posted on August 31, 2021 // 6 Comments
Propublica recently reported that venture captialist Peter Thiel has a $5 billion Roth IRA. Essentially, he bought some lottery tickets using his IRA wrapper, and they paid off. The controversial part is that these lottery tickets weren't … [Read the rest]
S&P 500 Returns by Components 1900-2020: Earnings Growth + Dividends + P/E Changes
Posted on August 29, 2021 // Leave a Comment
In the previous post How Much of Historical Stock Returns Is Due To P/E Ratio Expansion?, we saw how the S&P 500 historical average total return could be broken down into separate components of earnings growth, dividends, P/E multiple changes, and … [Read the rest]
Weekend Listening: NPR Planet Money Summer School Investing Edition
Posted on August 27, 2021 // 3 Comments
In 2020, the NPR Planet Money podcast did a series called Summer School that focused on economics concepts. You can still listen to those, but the 2021 Summer School series is about investing. Hardcore personal finance geeks might come away … [Read the rest]
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