My Money Blog

PFS Buyers Club: New US Mint Coin Deal (Now $155+ Net Profit, August 2021)

Posted on August 1, 2021 // 21 Comments

(Updated: The commission has increased to $145.05, a $60 increase from the initial offer.) Another new coin deal August 3rd, 2021. PFS Buyers Club has another coin deal on two limited edition Morgan Silver Dollars. See details … [Read the rest]

This Becky Quick Quote Sums Up the Buffett and Munger Partnership

Posted on July 29, 2021 // 1 Comment

After finishing up the 4-part CNBC Squawk Podcast containing the full "Wealth of Wisdom" interview with Warren Buffett and Charlie Munger, the journalist Becky Quick summed up the essence of their 60-year friendship and partnership (emphasis … [Read the rest]

Creating a 10-Year Backup Plan For (Post) Early Retirement

Posted on July 28, 2021 // 1 Comment

My contrarian thought of the day? I feel that the retirement planning industry downplays the role of luck. Life is not a as certain as the smooth exponential curves that they show you. Perhaps the statistically optimal bet is to jump a bit early … [Read the rest]

PFS Buyers Club: New US Mint Coin Arbitrage Opportunity ($300+ Net Profit, July 2021)

Posted on July 27, 2021 // 41 Comments

New deal July 29th, 2021. The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited to one per household, but end up worth more than the initial cost. PFS Buyers Club is a website broker that recruits … [Read the rest]

529 College Savings Plan Flexibility: My529 Sends Money To All 50 States

Posted on July 25, 2021 // 2 Comments

My quarterly statement told me that the My529 plan (formerly Utah Educational Savings Plan) has been around for 25 years now, and included the map above which has dots from all the different places that they have directly sent withdrawals. All 50 … [Read the rest]

USDC Stablecoin Reserves Breakdown July 2021

Posted on July 22, 2021 // Leave a Comment

For those following stablecoin, Centre (founded by Circle) has released another breakdown of USDC reserves as of July 16, 2021. The accounting firm Grant Thornton attests that the total fair value of US dollar denominated assets held in segregated … [Read the rest]

The Blue Business® Plus Credit Card from American Express Review: 2X Points on Purchases Up to $50k/Year + 0% Intro APR Welcome Offer

Posted on July 22, 2021 // 4 Comments

card_name is a business rewards card that features double Membership Rewards points. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential to beat a flat 2% cash back card. This is currently my primary … [Read the rest]

Summer of Dashpass 2021 Deals + New Chase Co-Branded $10 Doordash Credit

Posted on July 21, 2021 // Leave a Comment

Doordash is running their Summer of Dashpass promotion again this year, with weekly deals from 7/20 through 9/6. First, Dashpass members will get an extra $10 in savings each week during this period. There will be a themed promotion each … [Read the rest]

MMB Portfolio Update July 2021: Dividend and Interest Income

Posted on July 19, 2021 // Leave a Comment

While my July 2021 portfolio asset allocation is designed for total return, I also track the income produced quarterly. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. The … [Read the rest]

MMB Portfolio Update July 2021: Asset Allocation & Performance

Posted on July 19, 2021 // 8 Comments

Here's my quarterly update on my current investment holdings as of July 2021, including our 401k/403b/IRAs, taxable brokerage accounts, and savings bonds but excluding our house, cash reserves, and a small portfolio of self-directed investments. … [Read the rest]

Class Action Settlement Websites: The Consumer Safety Benefit

Posted on July 14, 2021 // 1 Comment

There are multiple websites that help publicize and decipher class action lawsuit settlements for consumers. Here are just a few that look the most comprehensive: TopClassActions.com ClassActionRebates.com ClassAction.org These are … [Read the rest]

Buffett & Munger Wealth of Wisdom on CNBC: Full Video and Transcript

Posted on July 14, 2021 // Leave a Comment

Update: Apparently there was a lot of the interview that wasn't shown in the CNBC video below, but is being released in a four part series on their podcast, Squawk Pod. Let me know if you find a transcript. Part 1: Wealth of Wisdom Part 2: … [Read the rest]