You might be saving too much money right now! You need to spend more! That is the unconventional message of the book Die With Zero by Bill Perkins. Some delayed gratification can be a good thing, but it can be a very bad thing if you simply end … [Read the rest]
As previously mentioned, Feedburner/Google is shutting down their e-mail service permanently as of July 1st, 2021 (very very soon!). I thought that switching over to a new provider would be easy (and free), but I was mistaken. After additional … [Read the rest]
The American Rescue Plan Act (ARPA) of 2021 "enhances" the Child Tax Credit, increasing it to up to $3,600 for each child under 6 and $3,000 for each one under age 18. Eligible parents will receive half in advance via direct payments spread out … [Read the rest]
New rules as of July 2021. Alliant Credit Union, the 5th largest US credit union by assets, is changing up the terms of their Alliant Visa Signature Credit Card (again) as of July 2021. There are now additional hurdles to achieving the full 2.5% … [Read the rest]
Update December 2021: On December 15th, 2021, HMBradley announced upcoming changes to their interest rate that will become effective February 1st, 2022, along with changes to their credit card boosts that are effective January 1st, 2022. See my HM … [Read the rest]
Prime Day is live. Amazon Prime Day 2021 is on June 21st and 22nd (Monday and Tuesday). I’ll try to keep this post updated with the most recent offers, as there will be many deals in the days leading up to it as well. There are usually many … [Read the rest]
An important lever in building your retirement income is timing when you start claiming your Social Security benefits. While you can start as early as age 62, your monthly benefit increases each year that you delay claiming (up until age 70). For … [Read the rest]
The Hotels.com Rewards Visa credit card is a no-annual-fee travel rewards credit card for folks who don't have loyalty to a specific hotel chain. Instead, you earn free nights from the Hotels.com loyalty program (detail below). Right now, they … [Read the rest]
How about this housing market? A few weeks ago, the CEO of Redfin shared a viral Twitter thread about what he was seeing. Here's just a snippet: It has been hard to convey, through anecdotes or data, how bizarre the U.S. housing market has … [Read the rest]
The Citi Custom Cash Card is a newly-launched rewards credit card which offers 5% cash back on your top eligible spending category up to $500 spent each month. This card will again compete against the other 5% cash back cards on the market, as did … [Read the rest]
The advisor-facing parts of brokerage firms are often of interest to DIY investors. In the June 2021 Market Perspectives article of Vanguard's advisor site, they included their asset class return projections for the next 10 years: Our 10-year, … [Read the rest]
Unifimoney is a new "money super app" which promises to help manage all of your assets in a single mobile app. I should start by mentioning that the app is currently iPhone/iOS only. Here's a quick rundown at what it includes: High-yield … [Read the rest]
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