The American Rescue Plan Act of 2021 became effective March 11th, 2021 and there is a lot to unpack in the $1.9 trillion economic stimulus bill. Besides the headline $1,400 stimulus checks, there are many other items that could be worth over a … [Read the rest]
(Updated 2021. T-Mobile absorbed Sprint, so no more Sprint MVNOs. Tello is now a T-Mobile MVNO, but is still quite affordable. Ting Mobile has new flexible plans that work well for occasional data users, and you can now choose from either the … [Read the rest]
(Update: The 3/11 opportunity is no longer available. You can still sign up for an account and be alerted of the next opportunity roughly 48 hours prior. They seem to pop up every 3-6 months.) The US Mint regularly releases limited-edition … [Read the rest]
How's this for a different path to entrepreneurship: Don't have fun. Don't pursue your passion. Don't try to change the world. This Medium article profiles Nick Huber, founder of The Sweaty Startup is basically the opposite of the Silicon Valley … [Read the rest]
Here's my monthly roundup of the best interest rates on "safe" cash as of March 2021, roughly sorted from shortest to longest maturities. I keep 12 months of expenses as part of my semi-retirement cashflow planning, and there are many lesser-known … [Read the rest]
When creating financial statements, there are "generally accepted accounting principles" (GAAP) so that all companies follow the same standardized set of rules. After reading 100+ books on personal finance, you could also create what I would call … [Read the rest]
As an iPhone user, I store nearly all of my precious photos on their iCloud service. I used to backup my photos on Google Photos since they offered free unlimited storage at "high" quality, but Google announced it will stop offering this feature on … [Read the rest]
Instacart update: Slide now includes 4% back at Instacart (5% cash back if you pre-fund). My Instacart tip is to stay logged into the app on your phone and wait for them to send you periodic promotions. At least once a month, I will either get … [Read the rest]
The Bank of America Business Advantage Unlimited Cash Rewards Mastercard® credit card (yes, that is really the official name!) is the no-annual-fee “cash back” credit card in the Bank of America small business card line-up. The normal bonus … [Read the rest]
Berkshire Hathaway (BRK) released its 2020 Letter to Shareholders over the weekend. If you also found reading this letter and Charlie Munger's Daily Journal transcript an enjoyable way to spend your weekend... you might be an investing geek! As … [Read the rest]
It seems that every year, Charlie Munger and the Daily Journal Annual Shareholder Meeting gets more and more media attention. Which is great, as Munger is now 97 years old. Yahoo Finance livestreamed the event, and you can view the full two-hour … [Read the rest]
Scott Galloway shares in The Algebra of Wealth his thoughts on how to achieve financial security (be rich). You should read the entire thing, but the ingredients in his formula are Focus, Stoicism, Time, and Diversification. I'm only including a … [Read the rest]
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