BBVA $250 Easy Bank Bonus: $200 Checking + $50 Savings (Back Again)

Posted on April 12, 2021 // 31 Comments

$250 bonus is back. In the current low interest rate world, easy bank bonuses have become more attractive way to boost your safe interest income. BBVA has brought back their popular $250 bonus promotion for a limited-time. $200 bonus for … [Read the rest]

MMB Portfolio Update April 2021: Dividend and Interest Income

Posted on April 12, 2021 // Leave a Comment

While my April 2021 portfolio asset allocation is designed for total return, I also track the income produced. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. The dividends … [Read the rest]

MMB Portfolio Update April 2021: Asset Allocation & Performance

Posted on April 11, 2021 // 7 Comments

Here's an update on my current investment holdings as of April 2021, including our 401k/403b/IRAs, taxable brokerage accounts, and savings bonds but excluding our house, cash reserves, and a small portfolio of self-directed investments. Following … [Read the rest]

Sam Adams: Get Vaccinated, We’ll Buy You A Beer ($7 via CashApp)

Posted on April 8, 2021 // 2 Comments

Samuel Adams is offering to buy your first beer back ($7 sent via Cash App*) if you send them proof of your COVID vaccination starting Monday, April 12th. See their #ShotForSam page for details. First 10,000 only. Starting April 12th, post your … [Read the rest]

Retirement Savings Rule of Thumb: What Multiple of Income Saved By Age 50?

Posted on April 8, 2021 // 6 Comments

The WSJ article How to Know if Your Retirement Savings Are on Track tries to answer what is likely a very common question: My wife and I are in our early 50s. We hope to retire in about a dozen years, and we are trying to figure out if our nest … [Read the rest]

American Airlines 40th Anniversary Prize Drawing: Free Miles

Posted on April 6, 2021 // 8 Comments

American Airlines has a new 40th anniversary promo game where you can earn some prizes like free AAdvantage miles or Admirals Club access (grand prize is 1 million miles). I signed-in, clicked around for under 5 minutes, and walked away with free 40 … [Read the rest]

Best Interest Rates on Cash – April 2021

Posted on April 5, 2021 // 1 Comment

Here's my monthly roundup of the best interest rates on cash as of April 2021, roughly sorted from shortest to longest maturities. There are many lesser-known opportunities to improve your yield while keeping your principal "safe" (FDIC-insured or … [Read the rest]

Happiness Illusions: 5 Surprising Things That Don’t Make You As Happy As You Think

Posted on April 4, 2021 // 1 Comment

I've managed to reach Week 3 of the free Yale Happiness Course (it was 50/50 that I'd quit by now), and I've been pleasantly surprised so far. I like to think that I've read most of these "happiness" tips, but there were several new bits that were … [Read the rest]

Uber Eats Promo Code: 50% Off Pickup Order

Posted on April 4, 2021 // 6 Comments

If you use Uber Eats, enter the promo code TRYNOW50 for 50% off your next pickup order (max discount $15). Look under "Account" and then "Promotions" to enter the code. This worked for me, even though it didn't show up on its own. Mine says it … [Read the rest]

Evidence-Based Doomsday Prepping and Personal Finance

Posted on March 31, 2021 // Leave a Comment

I dug into the longread Doomsday prepping for less crazy folk today. The title pretty much says it all - I prefer to call it "evidence-based doomsday prepping". Effective preparedness can be simple, but it has to be rooted in an honest and … [Read the rest]

High-Yield Crypto Accounts: 6% Interest in Bitcoin or 9% Interest on Stablecoin

Posted on March 30, 2021 // 10 Comments

This WSJ article is the first mainstream financial article that I've seen discuss the high interest rates paid on Bitcoin and stablecoin (cryptocurrency backed by a "stable" asset like the US dollar). I am (again) not a cryptocurrency expert, but … [Read the rest]

The Most Popular Ages When People Actually Claim Social Security

Posted on March 29, 2021 // 8 Comments

Although I'm still decades away from Social Security, I see a constant stream of articles about the "best" time to start taking benefits. Often, you are told to delay claiming until age 70, as you will receive a more valuable, inflation-adjusted, … [Read the rest]

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