2025 saw positive returns for every broad asset class that I track. Per Morningstar, here are the total annual returns (includes price appreciation and dividends/interest) for select asset classes as benchmarked by popular ETFs after market close … [Read the rest]
Updated. Happy New Year! 🎉 🥳 In terms of keeping my finances in order, what I've been finding most useful recently are credit monitoring alerts. The last time I applied for a credit card, I received multiple e-mails within … [Read the rest]
Get a $15 Lyft ride credit if you link your Atmos Rewards (Alaska/Hawaiian Airlines) and Lyft accounts for the first time before 1/14/26. Lyft ride credits will be awarded within 5 days of the end of the Promotional Period and expire on January 31, … [Read the rest]
As we leave one year and get ready to enter the next, here's a good quote from Between Two Kingdoms: A Memoir of a Life Interrupted by Suleika Jaouad (recommended; a very moving memoir). He has a theory: When we travel, we actually take three … [Read the rest]
December 2025 marks the 21st anniversary of this site. Every year about this time, I think to myself: "How crazy! It worked!" I’ve been able to choose my work (or not to work) on my own terms for a while now. However, I keep going because I … [Read the rest]
Michael Burry, of "Big Short" fame, recently shut down his hedge fund and started a Substack with an educational goal. I enjoy following his musings because he's not afraid to say what he thinks, even if I often don't agree (or have any idea what … [Read the rest]
Walmart has a promotion right now offering new customers $10 off $50+ on their first 3 orders of pickup or delivery with promo code HOLIDAY10. Here is the press release and the fine print with a few restrictions. If you do mostly grocery items … [Read the rest]
Fidelity has a number of useful Tools & Calculators, most of which are open to everyone to use. However, their Tax-Loss Harvesting Tool (login required) is meant for Fidelity taxable brokerage customers, as it is based on your personal data and … [Read the rest]
Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10% or more. However, if you're in the opposite camp and you want the absolute least amount of risk, you'd want to … [Read the rest]
Added new $25 off $25 link (may be targeted). inKind is a startup that provides restaurants financing in exchange for "food and beverage credit". Retail customers can use inKind to pay their food bill at participating restaurants through the app … [Read the rest]
As 2025 winds down, you will probably read a lot of articles remarking how international stock indexes have outperformed US stock indexes like the S&P 500 by a significant amount this year. This hasn't happened in a while! Yet, the following … [Read the rest]
Update: A quick heads up for existing Kraken users that many people are being targeted for another 30 days of their "Daily Spin" game given out to new users. You will need to make one trade to activate (even buying $1 of BTC or USDG and paying a … [Read the rest]
The Best Credit Card Bonus Offers – 2026
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