Upsolve is a nonprofit 501(c)(3) organization that helps anyone file for bankruptcy on their own behalf. They are not a legal service, but more of a free self-service software tool and step-by-step guide. Essentially "TurboTax for Bankruptcy", … [Read the rest]
Consumer Reports provided some updated results from their 2020 Car Owner Survey in the public articles Who Makes the Most Reliable Cars?, 10 Most Reliable Cars, and 10 Least Reliable Cars. There are a few minor surprises, including a new brand in … [Read the rest]
Allan Roth is one of the financial planners whose independent opinions I have come to respect, and he shares seven takeaways from 40 years of financial planning. Financial Planning is an industry trade magazine targeted at (obviously) professional … [Read the rest]
The Blackrock article Emergency Savings = Better Retirement? comes from Blackrock's department that helps companies manage their retirement plans. They propose the idea of creating a separate "sidecar savings account" in order to prevent early … [Read the rest]
Update September 2022: The ONE app feature set has been changed. They now offer only up to 1% APY on all balances and pockets. As such, this app no longer offers a competitive savings interest rate and I no longer use it. I will leave the … [Read the rest]
If you have an existing Citi credit card, log into your account at Citi.com and see if you are targeted for 5% back on up to $500 of online purchases ($25 max per card). It appears to be widely available on a variety of Citi-branded consumer and … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for November 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often … [Read the rest]
(Follow-up 11/27: CNBC reports that progress had been made towards customers getting their funds back, although not everything has been resolved.) Beam Financial was yet another fintech app that promised a high interest rate along with (what they … [Read the rest]
While my investment portfolio is designed for total return, I also track the income produced. Stock dividends are the portion of profits that businesses have decided they don't need to reinvest into their business. The dividends may suffer some … [Read the rest]
I support the idea of skin in the game, and I wish more "experts" would simply share what they actually own. Here's my current portfolio update as of November 2020, including all of our 401k/403b/IRAs, taxable brokerage accounts, and savings bonds … [Read the rest]
Amazon is offering targeted customers $10 off your next $20+ purchase when you activate the promo and make a purchase via Amazon app. Note: I was only able to activate this promo by clicking the promo link on my smartphone browser. Items must be … [Read the rest]
Investment research firm Morningstar has released their annual 529 College Savings Plans gold/silver/bronze medalist ratings for 2020. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the … [Read the rest]
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