The central idea behind the book Skin in the Game: Hidden Asymmetries in Daily Life by Nassim Nicholas Taleb is simple. Never trust anyone without skin in the game. In the real world, behavior changes for the better when you have to pay a price … [Read the rest]
Southwest has a new companion pass promotion where can get a companion pass free for nearly two months at the beginning of 2021. Here are the requirements (you must make your ticket purchase soon): Register at the promo link, and then purchase … [Read the rest]
A reader asked me how I keep track of so many credit cards, and I wasn't sure what they meant. I track active credit card offers using online calendar reminders and a simple spreadsheet, but physically I keep them all in a business card organizer … [Read the rest]
Here's a way to both help keep physical coins in circulation and get a little bonus for yourself. If you redeem $30+ worth of coins into Amazon gift cards at your local Coinstar kiosk, they will add a $5 Amazon promotional credit code (valid on … [Read the rest]
After reading the book Sapiens about how the history of our species affects our everyday experience, I found the related book Tribe: On Homecoming and Belonging by Sebastian Junger. Again, our genetic material hasn't had enough time to change much … [Read the rest]
Total Wireless is an Verizon MVNO that while not the overall cheapest, can be the best value to remain the Verizon network if you don't require unlimited data. $25/month gets you unlimited talk, text, and 1GB data. $35/month gets you 5 GB. Right … [Read the rest]
If you are an Amazon Prime member, check if you are targeted for a free 30-day trial to Audible Premium Plus which will include 2 free audiobook credits. This promotion appears to work even if you are a past Audible member (trial or otherwise), but … [Read the rest]
Promo reset for September. Get compensated to watch TV through Amazon Prime Video with Cheez-it and Prime Video Credit. The time commitment of has increased to 8 hours this month. https://twitter.com/mymoneyblog/status/1289734155039735808 … [Read the rest]
Here's my monthly roundup of the best interest rates on cash for September 2020, roughly sorted from shortest to longest maturities. I track these rates because I keep 12 months of expenses as a cash cushion and also invest in longer-term CDs (often … [Read the rest]
Financial independence means freedom with your time, as you no longer need to spend it working for money. But the ultimate goal is really satisfaction and happiness in our lives. What do we need to get there? Are humans happier now than when we … [Read the rest]
One of the reasons that Amazon, Walmart, and Costco have taken over retail is their relentless focus on low prices. This is both obvious and not-so-obvious, as it means turning down easy profits in the short-term in exchange for growing customers. … [Read the rest]
Mortgage rates have hit another all-time low, with some 30-year fixed rate mortgages below 3% and 15-year fixed below 2.5%. I know that many folks have already refinanced successfully, but these lower rates may offer even more homeowners the ability … [Read the rest]
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