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Thinking about goals and the future some more, I have this picture in my head of our dream future in 5-10 years:

– I work at a job I enjoy for only 20 hours a week
– My wife also works at a job she enjoys for only 20 hours a week
– We both share responsibility for taking care of our kids with minimal, if any, need for daycare.
– Our combined incomes still make it possible for us to reach our financial goals. However, we’re not really interested in being filthy rich.

We are gonna make this happen. Check back with me on 12/3/2015 😉

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I just realized I didn’t set myself a monthly goal for August. My last monthly goal was for July for setting up a budget, which I did. Looking over August, I guess an appropriate goal was to decide on how to handle my 401k rollover, and execute it, which I did. I need to get back on track for September.

Hmm.. future goals… I’m satisfied with the way my retirement investments are set up right now… one focus will be on maximizing the return on my cash without adding too much risk as my time horizon is about 18 months. Also, I am investing time into learning more about the mechanics of real estate investing… as well as learning more about stocks and bonds like options and such. So many things out there to learn.

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Sorry for the lack of updates, I’m behind on e-mails, internet reading, and deleting all this darn trackback spam. It’s like when you put in your two weeks notice, they want to cram as much work in as possible in that time, finishing up current projects, passing off other projects to others, training other workers to do those projects, and so on. Don’t worry, I’ve got lots of ideas floating around in my head about things to do with my money, to save money, to make more money, etc.

Anyways, I just wanted to document this goal: I’ve been using Money 2005 to track our spending for the last few months, so I need to mine that data and do a budget analysis of what we spend vs. what we will soon be making on one income, and see how the outlook is.

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One thing I really like about personal finance software is the ability to see performance over time. So I decided to plot my net worth over the time I have been tracking it. I only started this blog in December 2004, but I also remembered that I calculated my net worth back in June at $30k. Here are my results:

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