The Morningstar article Why Investment Complexity Is Not Your Friend points out that out of the thousands of available ETFs and mutuals available, most of them are so narrowly-focused that you really don't even need to consider them. What asset … [Read the rest]
Bonus still available in 2023. Discover Bank has an ongoing deposit bonus for new customers for their online savings account. If you open a new account through this link (currently shows promo code SAVE323W2 with expiration date 5/31/23) or this … [Read the rest]
My philosophy on financial freedom essentially boils down to believing you have the power to make choices that affect your life. Do not accept that the world is against you and that there is no point in trying. Everyone is dealt different cards, … [Read the rest]
Simple $100 bonus. Chime is a popular fintech app with a simple $100 cash bonus (up from $50) after a single direct deposit of $200+ within the first 45 days of new account opening. To get this offer, you must be referred by an existing user. Here … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of April 2023, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known opportunities … [Read the rest]
Here’s my 2023 Q1 income update for my Humble Portfolio. I prefer to track the income produced as an alternative metric for performance. The total income goes up much more gradually and consistently than the number shown on brokerage statements … [Read the rest]
Here's my quarterly update on my current investment holdings at the end of 2023 Q1, including our 401k/403b/IRAs and taxable brokerage accounts but excluding our residence and side portfolio of self-directed investments. Following the concept of … [Read the rest]
The 15th edition of the Credit Suisse Global Investment Returns Yearbook is available for free download in a 54-page PDF Summary Edition version on the Credit Suisse website. This publication provides a nice "big picture" overview of the long-term … [Read the rest]
Mo' money, mo' problems? Or more money, more happiness? Over the years, the media has picked up on academic studies trying to establish the relationship between the two, and it seems we have a new result from two initially conflicting researchers. … [Read the rest]
I've always been fascinated by stories about money. There are just so many ways that people earn and spend their money, yet we rarely share because we are taught to be secretive about it. I recently discovered the Refinery29 Money Diaries such as … [Read the rest]
Per Wikipedia, a financial "hedge" is an investment position intended to offset potential losses or gains that may be incurred by a companion investment. Wouldn't be nice if for every Investment A, there was another Investment B that would always … [Read the rest]
Are your kids curious about the banking system? Are you? Law professor Mehrsa Baradaran wrote A Kids Book About Banking and it is currently available free via download in either PDF or EPub format. Physical copies (not free) are available on … [Read the rest]
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