2022 Year-End Update. Each year, I have a side goal of earning the equivalent of the maximum annual IRA contribution limit ($6,000 for 2022) using the profits from various finance promotions alone. In 2021, I reached $5,592 in bonuses and $2,500+ … [Read the rest]
Update 2/17/23: Primis announced that new customers will only get 4.35% APY. Existing customers who got in while it was 5.03% APY will be grandfathered in for the time being (duration unknown). You were one of the first – and you deserve the … [Read the rest]
Instead of only looking at year-to-date or last year's return numbers that are often quoted in the media, I also like to take a longer-term perspective (especially on down years). How would a steady investor have done over the last decade? … [Read the rest]
CreditUnion1 is offering a $1,000 bonus on its High Yield Savings Plus account. This promo requires a $100,000 minimum deposit held for 12 months, so it has a limited audience, but it does provide an opportunity to understand why some of these … [Read the rest]
The recent double-whammy of rising home prices and quickly rising interest rates has created a drop in home sales. The Federal Reserve Bank of Atlanta created the Home Ownership Affordability Monitor (HOAM) Index, which tracks the ability of a … [Read the rest]
It's the same at the end of every year. People will explain 2022 to you like it was obvious that cash would be king, and the proceed to make confident predictions about 2023. Humility may not get you a lot of social media followers, but it's a … [Read the rest]
(Update 2023: Better Future suspended their free background checks during the pandemic, but I just noticed that they are back up and running, An inaccurate background check can prevent you from getting a job, so it is better to check now and … [Read the rest]
Investing app Public just announced a Treasury Account which basically lets you buy and hold 6-month US Treasury Bills in a more convenient wrapper (press release). You can invest as little as $100 and they will buy the T-Bills for you (and sell … [Read the rest]
As inflation spiked, so did interest in purchasing inflation-linked Series I Savings bonds. Some folks have been going to extra lengths to increase their ability to purchase them, buying savings bonds for kids, trusts, LLCs, corporations, and so on. … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of January 2023, roughly sorted from shortest to longest maturities. We all need some safe assets for cash reserves or portfolio stability, and there are often lesser-known … [Read the rest]
Here’s my 2022 Year-End income update for my Humble Portfolio. I track the income produced as an alternative metric for performance. The total income goes up much more gradually and consistently than the number shown on brokerage statements … [Read the rest]
The Citi Premier Card is an improved rewards credit card with the ability to transfer points to airlines miles as well as an added $100 annual hotel savings benefit. Right now, they have a sign-up bonus offer of 60,000 bonus points (redeemable for … [Read the rest]
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