US Mobile is an MVNO offering service from all three major networks, Verizon (Warp), AT&T (Dark Star), and T-Mobile (Light Speed). I wrote previously about balancing saving money on MVNOs with high data speed priority, and their "Unlimited Premium" … [Read the rest]
New limited-time offers. Delta Airlines American Express cards offer various special perks like free checked bags, priority boarding, and the ability to earn Delta SkyMiles with card purchases. As you can only get the welcome offers once per … [Read the rest]
Updated for 2026. Tax time is here again, and if you earned interest from a money market fund, a significant portion of this interest may have come from "US Government Obligations" like Treasury bills and bonds, which are generally exempt from state … [Read the rest]
Vanguard just announced a new round of expense ratio drops spanning 53 funds (roughly 25% of them), totaling close to $250 million in fee reductions in 2026. See their press release and full list of changes. This comes almost exactly a year after … [Read the rest]
Updated for 2026. As the brokerage 1099 forms for the 2025 Tax Year are coming out, here is a quick reminder for those subject to state and/or local income taxes. If you earned interest from a money market fund, a significant portion of this … [Read the rest]
Updated offer for 2026. May sure you enroll first! Marcus by Goldman Sachs is offering a up to a $1,500 deposit bonus (starting at $100 bonus on $10,000 in new funds) into their online savings account within 10 calendar days of enrollment at this … [Read the rest]
Offer is back, updated details, expires soon. American Express is again promoting their Rewards Checking Account with a new $250 direct deposit bonus. The bonus requirements are pretty straightforward: Open your first American Express … [Read the rest]
Fixed for 2026. I initially wrote this calculator in 2007. Hey, at least you know it wasn't AI! Some of you may be wondering how well your specific portfolio performed last year (or over any specific period of time). Let's say you started the … [Read the rest]
I haven't paid "full price" for a cellular phone plan for decades, but that doesn't mean there haven't been any trade-offs. Mobile Virtual Network Operators (MVNOs) buy network capacity in bulk from major carriers (MNOs like T-Mobile, Verizon, … [Read the rest]
Callan Associates updates a “periodic table” annually with the relative performance of 9 major asset classes over the last 20 years. Above is the most recent snapshot of 2006-2025, which you can find on their website Callan.com. The best performing … [Read the rest]
The late Jack Bogle was often credited with the saying: “Don’t look for the needle in the haystack. Just buy the haystack.” If you look at the entire "haystack" of the overall market as hundreds and thousands of individual companies, over time there … [Read the rest]
Checked and updated for 2026. Since these are available every 12 months, it is a good idea to check these near or around the same time each year. A lot of companies make their money by collecting and selling data - your personal data. It can be … [Read the rest]
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