After a delay of two years, my family finally used up our flight credits and stash of hotel points to travel internationally to Vancouver and Whistler, British Columbia for some snow-filled fun. I was a bit worried about how well my "budget" … [Read the rest]
I'm a old fart now, but if I am going to keep most of my net worth somewhere, I want it somewhere that if I called their phone number, I'd be confident to have a knowledgable human pick up the phone and help me with my problem. That means Vanguard, … [Read the rest]
Amazon has a targeted promotion of $10 off $20+ purchase when you try out an Amazon pickup point, which include in-store pickup counters (like Whole Foods) and self-service Amazon Hub lockers. Enter the code 10OFFPICKUP and select an Amazon pickup … [Read the rest]
Morningstar has published their 2022 Diversification Landscape (direct link?, but free with email), another useful whitepaper for DIY investors that looks closer at the correlations between different asset classes. The first three sentences quoted … [Read the rest]
Here is an article about dividends by Capital Group. I didn't really find the analysis very actionable, but I did like their chart that tracked the historical yields of the S&P 500 index, the MSCI ACWI index, and 10-year US Treasury bonds from 2000 … [Read the rest]
New deal March 17th, 2022. The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited to one per household, but end up with a market value greater than the initial cost. PFS Buyers Club is a website broker … [Read the rest]
Christine Benz at Morningstar has helpfully compiled the 7 to 10-year forecasts for major stock and bond asset classes from some huge investment firms that collectively manage trillions of dollars. The problem is... they are all over the … [Read the rest]
[Programming note: This week is our Spring Break, so I have scheduled some interesting charts that I've put aside as they provided interesting "food for thought". Comment moderation and e-mail replies will be delayed.] Here is an interesting … [Read the rest]
Many online banking, stock trading, crypto, and fintech apps use the Plaid service to provide easy funding via your existing bank accounts. The price of this convenience is that you are providing some very sensitive data to a small, private … [Read the rest]
Here's my monthly roundup of the best interest rates on cash as of March 2022, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities available to individuals while still keeping your principal FDIC-insured or … [Read the rest]
My muscles tense up with just the thought of dealing with health insurance claims and flexible spending account reimbursement. I feel they are both incentivized to deny your claims and thus put up layers and layers of bureaucracy in the hopes that … [Read the rest]
Negative changes to lounge access starting February 2026. The card_name is the newest entry into the ultra-premium credit card category. It has a large new-cardholder bonus, loads of perks, and a hefty annual fee. The net result is a first-year … [Read the rest]
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