Big List of Free Stocks For New Commission-Free Brokerage Apps (Updated)

Updated. I have the strange hobby of trying out new fintech apps while also collecting their sign-up incentives. Here are several different brokerage apps that offer some variation of free stock trades, modern user interface, real-time quotes, and … [Read the rest]

Notes on Berkshire Hathaway 2021 Annual Letter to Shareholders by Warren Buffett

Berkshire Hathaway (BRK) released its 2021 Letter to Shareholders over the weekend, which is how Warren Buffett updates his fellow shareholders annually on the status of the business. Direct ownership of Berkshire Hathaway shares (above my passive … [Read the rest]

Schwab Lifetime Adjustable Income: Flexible Withdrawal Rules Based On Portfolio Survival Chances

One of the perpetual debates in retirement planning circles is withdrawal rates, AKA how much monthly income can you take from a portfolio. Once you nail down a withdrawal rate and retirement spending target, then you get Your Number - how much you … [Read the rest]

Have You Agreed to Pay the Price Required For Long-Term Stock Returns?

On March 6, 2009, the S&P 500 index hit 666.80, shedding 13 years of gains. 13 years! Guess how long it has been since March 2009? 13 years! Something to ponder as the possibility of more war looms ahead. I remember my portfolio being halved … [Read the rest]

Charlie Munger Daily Journal Annual Meeting 2022 Full Video, Full Transcript, and Highlights

Charlie Munger is now 98 years old and still answering questions at the 2022 Daily Journal Annual Shareholder Meeting. Yahoo Finance livestreamed the event again, and you can view the full two-hour recording on YouTube (embedded below, starts at … [Read the rest]

University of the People: Tuition-Free, Accredited Online Degrees in Computer Science, Business Administration (MBA), Education (M.Ed.)

Did you know that there exists a tuition-free, accredited, online university where you can obtain an Bachelor's degree in Computers Science, MBA, or Masters in Education for a tiny fraction of the cost of traditional universities? The University … [Read the rest]

Gemini Exchange: Bitcoin Bonus

(Update: After a incorrect trademark infringement claim and takedown request, Gemini has followed up and taken it back. I've brought back an edited version of the original post.) Gemini is a crypto exchange offering a $150 bonus in Bitcoin if you … [Read the rest]

The Four Core Types of Regrets + Thoughts on Financial Regrets

According to the new book The Power of Regret: How Looking Backward Moves Us Forward by Dan Pink, only 1% of people say they never feel regret. Here are the most in-depth articles from the media tour: WaPo, BBC, Atlantic. In 2020, the author … [Read the rest]

Big List of Social Security Tools: Best Time to Start Claiming Social Security Benefits?

Social Security is the largest source of retirement income for a majority of Americans. For about 1/3rd of them, Social Security makes up 90% or more of their retirement income. Depending on your assumptions, the "lump sum value" of your … [Read the rest]

Best Interest Rates on Cash – February 2022 Update

Here's my monthly roundup of the best interest rates on cash as of January 2022, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money market funds … [Read the rest]

Amazon Prime Price Hike 2022: Save Money With Gift of Prime Membership

Amazon Prime has announced the following price increases (note that some links will show up if you are viewing this via e-mail newsletter, please read online): Starting February 18th, 2022, new members will be charged $139/year for an annual … [Read the rest]

Lafayette Federal Credit Union Review: 2.02% APY on $25,000, $100 Bonus

Update: $100 bonus is expired. Wanted to report that I am had a bad experience with LFCU after being locked out of my account for over a week. Phone hold times were very long, I got routed to a service that promised to call me back, and then never … [Read the rest]