Lyft: $15 Ride Credit by Linking Atmos (Alaska Airlines) Account

Posted on December 29, 2025 // 1 Comment

Get a $15 Lyft ride credit if you link your Atmos Rewards (Alaska/Hawaiian Airlines) and Lyft accounts for the first time before 1/14/26. Lyft ride credits will be awarded within 5 days of the end of the Promotional Period and expire on January 31, … [Read the rest]

The Triple Benefits of Travel

Posted on December 29, 2025 // Leave a Comment

As we leave one year and get ready to enter the next, here's a good quote from Between Two Kingdoms: A Memoir of a Life Interrupted by Suleika Jaouad (recommended; a very moving memoir). He has a theory: When we travel, we actually take three … [Read the rest]

The Power of Sharing

Posted on December 21, 2025 // 21 Comments

December 2025 marks the 21st anniversary of this site. Every year about this time, I think to myself: "How crazy! It worked!" I’ve been able to choose my work (or not to work) on my own terms for a while now. However, I keep going because I … [Read the rest]

The Central Struggle of Investing: Repeatedly Choosing Easy but Boring

Posted on December 17, 2025 // 5 Comments

Michael Burry, of "Big Short" fame, recently shut down his hedge fund and started a Substack with an educational goal. I enjoy following his musings because he's not afraid to say what he thinks, even if I often don't agree (or have any idea what … [Read the rest]

Walmart: $10 off $50 First 3 Pickup & Delivery Orders (New Customers)

Posted on December 16, 2025 // Leave a Comment

Walmart has a promotion right now offering new customers $10 off $50+ on their first 3 orders of pickup or delivery with promo code HOLIDAY10. Here is the press release and the fine print with a few restrictions. If you do mostly grocery items … [Read the rest]

Fidelity Tax-Loss Harvesting Tool: Help Identify Capital Loss Opportunities

Posted on December 15, 2025 // 2 Comments

Fidelity has a number of useful Tools & Calculators, most of which are open to everyone to use. However, their Tax-Loss Harvesting Tool (login required) is meant for Fidelity taxable brokerage customers, as it is based on your personal data and … [Read the rest]

LifeX TIPS ETFs: Monthly Inflation-Adjusted Income

Posted on December 11, 2025 // 4 Comments

Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10% or more. However, if you're in the opposite camp and you want the absolute least amount of risk, you'd want to … [Read the rest]

inKind Dining App: New $25 off $25 Promo

Posted on December 11, 2025 // 10 Comments

Added new $25 off $25 link (may be targeted). inKind is a startup that provides restaurants financing in exchange for "food and beverage credit". Retail customers can use inKind to pay their food bill at participating restaurants through the app … [Read the rest]

Valuation Gap Chart: US vs. International Developed vs. Emerging Markets

Posted on December 9, 2025 // 2 Comments

As 2025 winds down, you will probably read a lot of articles remarking how international stock indexes have outperformed US stock indexes like the S&P 500 by a significant amount this year. This hasn't happened in a while! Yet, the following … [Read the rest]

Kraken Crypto: Existing Users 30 Days of Free Spins, New User Bonuses

Posted on December 9, 2025 // 8 Comments

Update: A quick heads up for existing Kraken users that many people are being targeted for another 30 days of their "Daily Spin" game given out to new users. You will need to make one trade to activate (even buying $1 of BTC or USDG and paying a … [Read the rest]

Best Interest Rates Survey: Bank Accounts, Treasury Bills, Money Markets, ETFs – December 2025

Posted on December 5, 2025 // 2 Comments

Here's my monthly survey of the best interest rates on cash as of December 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earning more money while keeping the same … [Read the rest]

Lennar / Millrose Properties Odd Lot Tender (Sold My Shares)

Posted on December 4, 2025 // 67 Comments

Update 12/4/25 (by me). Shares sold; final profit of $890.54. My limit order was triggered yesterday and my shares were sold, closing out my position and finishing this deal. Here are my personal results, you may have done better or … [Read the rest]

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